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$349,900

2305 TIMBERCREEK LOOP E, LAKELAND, FL 33805

Active0 days on market

Beds

4

Baths

3

Sq Ft

1,600 sq ft

Year Built

2026

Lot Size

0.23 acres

Garage

About This Property

Pre-Construction. To be built. Pre-Construction. 0% DOWN PAYMENT ELIGIBLE! NO HOA! BRAND NEW 2026 CONSTRUCTION scheduled for completion September 2026! This stunning 4-bedroom, 3-bathroom single-family home at 2305 Timbercreek Loop E, Lakeland offers over 1,600 square feet of living space with a modern, open floorplan designed for today’s lifestyle. Situated on a desirable west-facing corner lot spanning approximately 0.23 acres, this home offers added curb appeal, extra privacy, and plenty of outdoor space to enjoy. Built with quality wood-frame construction and connected to city water with a septic system, this home combines modern finishes with lasting value. Enjoy luxury vinyl flooring throughout and the convenience of a 2-car attached carport. All kitchen appliances are included, including the refrigerator, range, microwave, and dishwasher. No HOA means freedom to park your boat, RV, trailer, or work vehicles. Enjoy flexible short term and long term rental opportunities, and truly make the property your own. Ideally located in Lakeland's growing 33805 corridor with convenient access to I-4, Lakeland Square Mall, Lake Parker, shopping, dining, parks, and schools, offering easy commutes to both Tampa and Orlando. Rare opportunity to secure a brand-new home on a spacious corner lot at an affordable price before construction is complete. Seller financing, private financing, and 0% down payment eligible financing options available for qualified buyers. Do NOT wait, it will not last long!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939634
StatusActive
Year Built2026
Total Rooms9
ConstructionOther, Wood Frame
RoofOther, Shingle
FoundationOther, Slab
FacesWest
SubdivisionTIMBERCREEK SUB
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, L Dining, Open Floorplan, Other, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
FlooringOther, Tile, Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Other, Washer Hookup
WindowsBlinds
CoolingCentral Air, Other
HeatingCentral, Electric, Other

Exterior & Lot

ExteriorGarden, Lighting, Other, Private Entrance, Sliding Doors
FencingOther
Lot Size0.23 acres (10,202 sq ft)
Lot FeaturesCleared, City Lot, Landscaped, Near Public Transit
Road SurfacePaved, Asphalt, Other
ViewCity, Garden, Trees/Woods
0

Utilities

WaterPublic, See Remarks
SewerSeptic Tank, Other
UtilitiesElectricity Available, Electricity Connected, Other, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$349,900
Annual Taxes$361 (2025)
FinancingCash, Conventional, FHA, Other, Owner May Carry, Private Financing Available
Parcel #242802164950000400

Directions

Head toward Woodland Ave. Turn left onto Fish Hatchery Rd. Turn right onto State Hwy 546. Turn left onto Timbercreek Loop E. Destination will be on the right.

Location

2305 TIMBERCREEK LOOP E, LAKELAND, FL 33805

Listing Information

OfficeHUT REALTY, LLC
ListedAugust 21, 2026

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Home Price

$349,900

20% ($69,980)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,286
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How to Buy This Home

Multiple financing options available for this $349,900 home in LAKELAND.

🏛️

FHA Loan

$12,247 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$17,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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