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$425,000

120 LAKE MARIAM WAY, WINTER HAVEN, FL 33884

Active0 days on market

Beds

4

Baths

3

Sq Ft

2,308 sq ft

Year Built

1995

Lot Size

0.34 acres

Garage

2

About This Property

Welcome home to this beautifully maintained four-bedroom, 2½-bathroom home located in a desirable gated community. New Roof installed along with a private access boat launch to Lake Mariam, perfect for enjoying Florida’s outdoor lifestyle. From the moment you walk through the front door, the home’s thoughtfully designed open floor plan immediately stands out. Your view leads straight through to the sparkling pool, creating a wonderful sense of space and bringing the outdoors in. The dining room is conveniently located to the right, while the spacious living room provides plenty of room for relaxing and entertaining. The kitchen features a large island with a breakfast bar, making it the perfect gathering spot for family and friends. Its open design allows you to prepare meals or wash dishes while still keeping an eye on the family enjoying the pool. Step outside to the expansive pool area, where there is plenty of space for outdoor dining, morning coffee, entertaining, or simply relaxing by the pool. It’s an ideal setting for enjoying the Florida sunshine year-round. The oversized master suite offers plenty of room to unwind and features a spacious master bathroom with a garden tub and dual vanity sinks. And there are some important recent updates to appreciate, including a new roof installed just one year ago and a new garage door. With its spacious floor plan, private lake access, boat launch, pool, oversized master suite, and recent improvements, this home offers the perfect combination of comfort, convenience, and Florida living—all within a gated community.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939726
StatusActive
Year Built1995
Stories1
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionLAKE MARIAM HILLS REP
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesConvection Oven, Dishwasher, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()
SecurityGated Community

Exterior & Lot

ExteriorSliding Doors
FencingFenced
Lot Size0.34 acres (14,667 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$450 / Annually
Senior CommunityNo

Financial Details

List Price$425,000
Annual Taxes$2,969 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262835662931000180

Directions

Going West on Overlook dr. from Carl Floyd Rd take a right onto Wakulla Dr. SE. Then take a right into Lake Mariam Blvd. Take your first right on Lake Mariam Way and the house will be on your right.

Location

120 LAKE MARIAM WAY, WINTER HAVEN, FL 33884

Listing Information

OfficeLA ROSA REALTY PRESTIGE
ListedSeptember 4, 2026

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Home Price

$425,000

20% ($85,000)
6.75%

Loan Term

Principal & Interest$2,205
Property Tax (est.)$390
Insurance (est.)$150
Total Monthly$2,745
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How to Buy This Home

Multiple financing options available for this $425,000 home in WINTER HAVEN.

🏛️

FHA Loan

$14,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.

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