Skip to main content
1 / 59

$445,000

123 MINNIEHAHA CIRCLE, HAINES CITY, FL 33844

3D Tour
Active32 days on market

Beds

5

Baths

5

Sq Ft

2,542 sq ft

Year Built

2007

Lot Size

0.14 acres

Garage

2

About This Property

Looking for a ready-to-move-into home? You’ve found it. This beautiful five-bedroom, four-full-bathroom property is truly turnkey ready—fully furnished, fully stocked and kept in excellent condition. It’s ideal for moving straight in or renting out immediately as a short-term vacation home. The layout includes two master ensuite bedrooms with king beds, plus one bedroom with a queen bed and two additional bedrooms each with twin beds. All appliances and furnishings convey with the sale. The large private pool and spa overlook a wide retention pond, offering peaceful views and no rear neighbors. The covered lanai sitting area, complete with lighting and a ceiling fan, lets you enjoy relaxing by the pool rain or shine. The pool and spa can be heated with the gas heater when needed. Calabay Parc at Tower Lake features 24-hour gated security, convenient access to nearby stores and restaurants, and a large private fishing and boating lake. The community clubhouse includes a balcony overlooking the water—perfect for unwinding and taking in the views. HOA fees cover all landscaping and yard work, giving you a low-maintenance lifestyle. The home also benefits from a new roof installed less than two years ago.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939781
StatusActive
Year Built2007
Stories2
Total Rooms7
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionCALABAY PARK AT TOWER LAKE PH 02
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Vaulted Ceiling(s)
FlooringCarpet, Ceramic Tile
AppliancesCooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Security System, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Rain Gutters
Lot Size0.14 acres (6,050 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesChild Safety Fence, Gunite, In Ground
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Natural Gas Available, Phone Available, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$675 / Quarterly
Senior CommunityNo

Financial Details

List Price$445,000
Annual Taxes$7,239 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272717741010002180

Directions

TAKE HWY 27 TO BATES ROAD, TURN INTO GATE HOUSE, THEN FOLLOW AROUND TO MINNIEHAHA CIRCLE

Location

123 MINNIEHAHA CIRCLE, HAINES CITY, FL 33844

Listing Information

OfficeAAA LUX VILLAS, INC.
ListedSeptember 4, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$445,000

20% ($89,000)
6.75%

Loan Term

Principal & Interest$2,309
Property Tax (est.)$408
Insurance (est.)$150
Total Monthly$2,867
Full Calculator →

How to Buy This Home

Multiple financing options available for this $445,000 home in HAINES CITY.

🏛️

FHA Loan

$15,575 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

More Homes in Haines City

More Homes in Haines City

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

Call (813) 733-7907TextContact