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$370,000

754 SANTA MARIA DR, WINTER HAVEN, FL 33884

3D Tour
Active2 days on market

Beds

4

Baths

3

Sq Ft

2,200 sq ft

Year Built

1997

Lot Size

0.23 acres

Garage

2

About This Property

HOME SWEET HOME! This sweet 4 bedroom 3 bath home is ready for its next happy homeowner. Located in a small gated community in SE Winter Haven this one has the perfect combination of location, and comfort. Check out the homey kitchen with granite countertops and wood cabinets. The corner pantry can hold all your treats for those football weekend get togethers. The rooms have large windows offering abundant natural light, and space for everyone. The ideal 3 way split bedroom plan offers form, and function. The spacious yard offers peace, and privacy with a PVC-fenced back yard, and extra storage in a charming 10x12 planters shed. The 2025 architectural shingle roof, 2017 AC dual zone AC system, and Generac generator have you covered in all Florida weather. Check out this sweet property today. Step inside, fall in love. Make it yours!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939817
StatusActive
Year Built1997
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionOVERLOOK ESTATES EAST
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl, Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sliding Doors, Storage
FencingVinyl
Other StructuresShed(s)
Lot Size0.23 acres (10,230 sq ft)
Lot Dimensions93 x 110
Lot FeaturesIn County, Landscaped
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$550 / Annually
Senior CommunityNo

Financial Details

List Price$370,000
Annual Taxes$2,685 (2026)
FinancingCash, Conventional, FHA, VA Loan
ZoningSFR
Parcel #262835662930000080

Schools

ElementaryElbert Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

From Central Avenue head East. Turn right onto Carl Floyd Rd. Turn Right onto Overlook DR, then right onto Santa Maria DR into Overlook Estates East. The house will be on the right.

Location

754 SANTA MARIA DR, WINTER HAVEN, FL 33884

Listing Information

OfficeCENTURY 21 WATSON & MYERS REALTY
ListedSeptember 9, 2026

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Home Price

$370,000

20% ($74,000)
6.75%

Loan Term

Principal & Interest$1,920
Property Tax (est.)$339
Insurance (est.)$150
Total Monthly$2,409
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $370,000 home in WINTER HAVEN.

🏛️

FHA Loan

$12,950 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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