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$170,000

1711 GARDEN LAKE DRIVE UNIT 1711, WINTER HAVEN, FL 33884

3D Tour
Active0 days on market

Beds

1

Baths

1

Sq Ft

828 sq ft

Year Built

1986

Lot Size

0.01 acres

Garage

—

About This Property

PHOTOS COMING SOON! Welcome to a little slice of Florida paradise in Winterset, a GATED WATERFRONT COMMUNITY nestled along Winter Haven’s famous Chain of Lakes. This charming 1-bedroom, 1-bathroom condominium offers something truly special: a relaxed lakeside lifestyle, resort-style community amenities, and a home filled with unique spaces and thoughtful updates. Inside, the primary bedroom is wonderfully spacious and features a huge walk-in closet and en suite bathroom. But, one of the home's most delightful surprises is the fun overhead loft, creating flexible bonus space that could be the perfect home office, media area, reading nook, hobby space—or simply your own cozy hideaway. And when it comes to storage, you'll have plenty of room for all the things you don't want taking up your living space, thanks to additional interior AND exterior storage. Major updates mean you can settle in with confidence, too. The HVAC SYSTEM and WATER HEATER were both REPLACED in 2024, giving you two important big-ticket improvements already taken care of. Then there's the lifestyle... Step outside and enjoy everything Winterset has to offer. Take advantage of the community dock and lake access on the SE Chain's coveted Lake Winterset, spend a sunny afternoon at the pool and spa, meet friends at the clubhouse, or enjoy a friendly game of tennis or shuffleboard. When you're ready to get out on the water, Winter Haven's interconnected Chain of Lakes offers endless opportunities for boating, fishing, relaxing, and enjoying those beautiful Florida sunsets. The location is another reason to love this home. You're conveniently close to LEGOLAND Florida Resort, restaurants, grocery shopping, medical facilities, and everyday essentials, while downtown Winter Haven and its lakeside dining and local attractions are also just a few minutes away--whether by boat or by car. Whether you're searching for a full-time Florida home, a weekend retreat, a place to escape the cold, or simply a low-maintenance home where there's always something fun to do, this Winterset condo offers an appealing blend of comfort, character, recreation, and location.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #P4939856
StatusActive
Year Built1986
Stories2
Total Rooms4
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesSouthwest
SubdivisionWINTERSET 02 A CONDO PH 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Walk-In Closet(s), Window Treatments
FlooringTile, Vinyl
AppliancesConvection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
LaundryInside
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral
SecurityGated Community, Security Gate, Security Lights

Exterior & Lot

ExteriorLighting, Private Entrance, Sidewalk, Sliding Doors
Other StructuresStorage
Lot Size0.01 acres (480 sq ft)
Lot FeaturesLandscaped, Near Golf Course
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolNo
Pool FeaturesGunite, In Ground
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$395 / Monthly
Senior CommunityNo

Financial Details

List Price$170,000
Annual Taxes$1,896 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262912687502017110

Schools

ElementaryChain O Lakes Elem
MiddleDenison Middle
HighLake Region High

Directions

Hwy 27 S to Cypress Gardens Boulevard (west). Winterset will be on the south side of Cypress Gardens Blvd after ~2.5 miles.

Location

1711 GARDEN LAKE DRIVE UNIT 1711, WINTER HAVEN, FL 33884

Listing Information

OfficeJOHN WOOD REALTY, INC.
ListedSeptember 26, 2026

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Home Price

$170,000

20% ($34,000)
6.75%

Loan Term

Principal & Interest$882
Property Tax (est.)$156
Insurance (est.)$150
Total Monthly$1,188
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $170,000 home in WINTER HAVEN.

🏛️

FHA Loan

$5,950 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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