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$215,000

4986 MOUNT OLIVE SHORES DRIVE, POLK CITY, FL 33868

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,512 sq ft

Year Built

1999

Lot Size

0.28 acres

Garage

—

About This Property

Virtually Staged. Enjoy beautiful waterfront views and the Florida RV lifestyle at 4986 Mount Olive Shores Dr in the gated, deed-restricted Class A motorhome community of Mount Olive Shores! This furnished, two-bedroom, two-bath home offers 1,512 square feet of living space on a spacious 0.28-acre lot and is installed on a concrete slab. A NEW ROOF will be installed, and a NEW A/C UNIT is already in place, adding value and comfort for the next owner. For added peace of mind, the home comes with a one-year Premium Assurant Home Warranty provided at closing. Inside, you’ll find a welcoming living area, a spacious kitchen, a separate laundry room, and a versatile bonus room ideal for a home office, hobby room, or additional living space. The primary suite features a walk-in closet and a bathroom with separate sink areas. Step outside onto the generous 16-by-18-foot deck to relax and take in the beautiful waterfront view. A workshop with overhead attic storage provides room for projects and storage. The approximately 14-foot-high, 17-foot-wide, and 50-foot-long RV port offers covered parking for your motorhome, with an RV hookup adding everyday convenience. Mount Olive Shores offers a relaxed community setting with a clubhouse, fishing, and golf-cart-friendly streets. Annual HOA fees include grounds maintenance, private road maintenance, management, and trash service. Convenient access to I-4 puts shopping, dining, medical services, and Central Florida attractions within reach, along with connections to Tampa and Orlando International Airports. Whether you’re looking for a full-time residence or a seasonal home base between adventures, this property offers space, convenience, and the RV lifestyle you’ve been looking for. Class A motorhome ownership is required. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #P4939882
StatusActive
Year Built1999
Total Rooms5
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationCrawlspace, Slab
FacesSoutheast
SubdivisionMOUNT OLIVE SHORES PH 03
CountyPolk
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorWalk-In Closet(s), Window Treatments
FlooringCarpet, Laminate
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric, Exhaust Fan, Heat Pump

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters, RV Hookup
Lot Size0.28 acres (12,105 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$1,205 / Annually
Senior CommunityNo

Financial Details

List Price$215,000
Annual Taxes$976 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252706298364000330

Directions

Exit 38 on I-4 North, 3.5 Miles to Duey Rd., and turn right at the community gate onto Shore Line Drive, straight to the second left onto Mount Olive Shores Dr., and the property is the third on the left.

Location

4986 MOUNT OLIVE SHORES DRIVE, POLK CITY, FL 33868

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedSeptember 29, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$215,000

20% ($43,000)
6.75%

Loan Term

Principal & Interest$1,116
Property Tax (est.)$197
Insurance (est.)$150
Total Monthly$1,463
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How to Buy This Home

Multiple financing options available for this $215,000 home in POLK CITY.

🏛️

FHA Loan

$7,525 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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