$289,995
664 TORTUGAS STREET, HAINES CITY, FL 33844
Beds
4
Baths
2
Sq Ft
1,867 sq ft
Year Built
2020
Lot Size
0.13 acres
Garage
2
About This Property
Assumable mortgage, interest rate 2.5% also Seller is offering up to $4,000 toward buyer's closing costs and prepaid expenses with an acceptable offer. Built in 2020, this well-maintained 4-bedroom, 2-bath home offers approximately 1,867 sq. ft. of comfortable single-story living with a bright, open-concept floor plan. The kitchen features granite countertops, stainless steel appliances, ample cabinetry and a large center island overlooking the spacious living and dining areas. Ceramic tile throughout the main living areas provides style and easy maintenance. The primary suite features a private bath with dual sinks, walk-in shower and generous vanity space. Additional conveniences include a dedicated laundry room and attached 2-car garage. Outside, enjoy a fully fenced backyard and expansive concrete patio, providing plenty of space for entertaining and outdoor activities. The property is equipped with an impressive 34-panel solar system for added energy efficiency. Solar panels are financed with an approximate balance of $14,954 to be assumed by buyer, subject to solar lender approval and transfer requirements, current monthly payment $84.16. Conveniently located near US-27, shopping, dining and major Central Florida roadways. Schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Enter Orchid Terrace via Bates Rd coming from HWY 27. Turn onto Tortugas St. Property is located on the left side.
Location
664 TORTUGAS STREET, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$289,995
Loan Term
How to Buy This Home
Multiple financing options available for this $289,995 home in HAINES CITY.
🏛️
FHA Loan
$10,150 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.