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$225,000

1945 8TH STREET SE, WINTER HAVEN, FL 33880

3D Tour
Active7 days on market

Beds

2

Baths

2

Sq Ft

1,787 sq ft

Year Built

1960

Lot Size

0.35 acres

Garage

2

About This Property

Charming home with a lot of character & potential nestled in a nice, conveniently located close-in neighborhood in desirable SE Winter Haven! This 2BR/2BA home with almost 1800 sq ft living area sits on a large corner lot that is a little over 1/3 acre with a majestic shade tree in the fenced back yard! Home features a spacious living room w/ a tile floor, a quaint dining area w/ a built in cabinet & tile floor as well as a large family room with a pass through breakfast bar from the kitchen, which is located in the center of the home. The hall bathroom features nostalgic tile & a step in shower. The primary suite bathroom also has the nostalgic tile with a tub & shower combo. There's terrazzo floors throughout most of the home & a double car garage! This home gives you the opportunity for updating to make it just the way you want it & it's priced accordingly. Located in a great neighborhood in the heart of Central Florida very near shopping, restaurants, grocery store, public boat ramps, Legoland & more! All measurements are approximate & all information should be confirmed by the buyer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939891
StatusActive
Year Built1960
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionLAHA WA MANOR
CountyPolk
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s)
FlooringCarpet, Ceramic Tile, Terrazzo
AppliancesRange
LaundryElectric Dryer Hookup, In Garage, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.35 acres (15,120 sq ft)
Lot FeaturesCorner Lot
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Water Connected

Parking

GarageYes (2 spaces)
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$225,000
Original Price$250,000
Annual Taxes$1,388 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1
Parcel #262833656100000320

Directions

Turn off 9th Street SE onto 8th Street SE. House will be on the left

Location

1945 8TH STREET SE, WINTER HAVEN, FL 33880

Listing Information

OfficeJULIE MATTHEWS GROUP LLC
ListedSeptember 16, 2026

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Home Price

$225,000

20% ($45,000)
6.75%

Loan Term

Principal & Interest$1,167
Property Tax (est.)$206
Insurance (est.)$150
Total Monthly$1,524
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How to Buy This Home

Multiple financing options available for this $225,000 home in WINTER HAVEN.

🏛️

FHA Loan

$7,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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