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$320,000

2656 HEMINGWAY AVENUE, HAINES CITY, FL 33844

3D Tour
Active21 days on market

Beds

3

Baths

2

Sq Ft

1,130 sq ft

Year Built

2003

Lot Size

0.09 acres

Garage

1

About This Property

Welcome to easy Florida living in this fully furnished, turnkey 3-bedroom, 2-bath pool home overlooking the golf course in Southern Dunes. Enjoy beautiful sunsets from your private screened and heated pool, creating the perfect place to relax or entertain. Inside, the open floor plan features a spacious primary suite with walk-in closet and ensuite bath, two guest bedrooms, a full guest bath, and laminate flooring throughout with no carpet. Updates include a NEW ROOF (2022), POOL RESURFACING and NEW POOL HEATER (2022), POOL DECK PAINT (2023), and Ecobee programmable thermostat. Currently used as a vacation home, this property also offers the flexibility of full-time living and is zoned for short-term rentals. Southern Dunes offers an 18-hole golf course, clubhouse and restaurant, driving range, tennis, community pools, playground, fitness center, gated entry, and 24-hour security. Conveniently located near Disney, Universal, Orlando, Tampa, shopping, dining, and Florida’s Gulf and Atlantic beaches. Come enjoy the views, the pool, and the Florida lifestyle!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939893
StatusActive
Year Built2003
Stories1
Total Rooms4
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionKOKOMO BAY PH 01
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Open Floorplan
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Ice Maker, Microwave, Range
LaundryIn Garage, Washer Hookup
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Sidewalk
Lot Size0.09 acres (3,781 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$212 / Quarterly
Senior CommunityNo

Financial Details

List Price$320,000
Annual Taxes$4,922 (2025)
Parcel #272717741003000150

Directions

From I-4, head south on 27 to Southern Dunes golf course resort will be on left. Turn left onto Hemingway and drive to #2656 on the left after your go through security.

Location

2656 HEMINGWAY AVENUE, HAINES CITY, FL 33844

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedSeptember 15, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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How to Buy This Home

Multiple financing options available for this $320,000 home in HAINES CITY.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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