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$409,900

742 SANTA MARIA DRIVE, WINTER HAVEN, FL 33884

3D Tour
Active1 days on market

Beds

3

Baths

3

Sq Ft

2,592 sq ft

Year Built

1992

Lot Size

0.30 acres

Garage

2

About This Property

This Awesome 3 bedroom 3 bath home is ready for its you!!. Located in a GREAT gated community in off of Overlook Drive in SE Winter Haven this one has the perfect combination of location, and comfort. Check out the kitchen with nice countertops and wood cabinets. The rooms have great windows offering abundant natural light, and space for everyone. The 3 way split bedroom plan offers form, and function. The spacious yard offers peace, and privacy with no home in your back yard, Roof replaced in 2004.Check out this sweet property today. Step inside and you will love. Make it yours!!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939917
StatusActive
Year Built1992
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionOVERLOOK ESTATES EAST
CountyPolk
OwnershipFee Simple

Interior Features

InteriorThermostat
FlooringCarpet, Ceramic Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Range Hood, Tankless Water Heater, Washer
LaundryLaundry Room
WindowsAluminum Frames
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySecurity Gate

Exterior & Lot

ExteriorLighting
Lot Size0.30 acres (13,116 sq ft)
Lot FeaturesCleared
Road SurfaceAsphalt
ViewTrees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, Natural Gas Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$550 / Annually
Senior CommunityNo

Financial Details

List Price$409,900
Annual Taxes$2,660 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262835662930000140

Schools

ElementaryElbert Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

From Cypress Gardens Blvd., Turn Right onto Overlook DR, then right onto Santa Maria DR into Overlook Estates East. The house will be on the right.

Location

742 SANTA MARIA DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeCROSBY & ASSOCIATES, INC.
ListedSeptember 18, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$409,900

20% ($81,980)
6.75%

Loan Term

Principal & Interest$2,127
Property Tax (est.)$376
Insurance (est.)$150
Total Monthly$2,653
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $409,900 home in WINTER HAVEN.

🏛️

FHA Loan

$14,347 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.

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