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$1,499,000

4130 POLK CITY ROAD, HAINES CITY, FL 33844

3D Tour
Active22 days on market

Beds

6

Baths

7

Sq Ft

4,804 sq ft

Year Built

2021

Lot Size

1.90 acres

Garage

3

About This Property

CAPTIVATING LAKEFRONT PROPERTY! This stunning residence is nestled in the heart of Florida on 1.90 acres. This impressive home offers 6 bedrooms/ 6.5 full bathrooms. The charming front porch is inviting into the entry that leads to the large open living area. The home has spacious rooms for family living and entertaining guests. The family room features sliding doors and large windows overlooking the massive pool area and across Lake Bonnet. This property features a private boat ramp, and the lake is equipped with 2 ski courses. The huge kitchen will delight the family and is outfitted with top-of-the-line appliances and custom finishes that elevate the home's beauty and functionality. The primary bedroom features a screened balcony that captures a mesmerizing view across the lake and landscape of Polk County. Upstairs the rooms have quiet seclusion and comfort in size, numerous bathrooms and a Laundry room with plenty of cabinets and counter space. The pool area has paver decking around the large pool, hot tub, patio areas and around the gas fire pit. Enjoy lots of storage space with the 50x60 shop featuring 3 automatic doors. This luxury estate offers a perfect resort-type living for family and friends. The Central Florida location is fabulous and convenient for all necessities and a short distance to Orlando or Tampa for fine dining and airports.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939928
StatusActive
Year Built2021
Stories2
Total Rooms14
ConstructionBlock
RoofMetal
FoundationBlock
FacesWest
SubdivisionNOT IN SUBDIVISION
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Ice Maker, Microwave, Range, Refrigerator
LaundryInside, Upper Level
WindowsInsulated Windows
CoolingCentral Air
HeatingCentral, Propane
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorBalcony, Dog Run, Fire Pit, Sliding Doors
Other StructuresKennel/Dog Run, Shed(s), Workshop
Lot Size1.90 acres (82,908 sq ft)
Lot FeaturesIn County
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Screen Enclosure
SpaHeated, In Ground

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$1,499,000
Annual Taxes$10,414 (2025)
Parcel #262713000000011060

Directions

From 27, take Polk City Rd 0.4 miles house on right.

Location

4130 POLK CITY ROAD, HAINES CITY, FL 33844

Listing Information

OfficeTHOMAS REALTY
ListedSeptember 24, 2026

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Home Price

$1,499,000

20% ($299,800)
6.75%

Loan Term

Principal & Interest$7,778
Property Tax (est.)$1,374
Insurance (est.)$150
Total Monthly$9,302
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Financing a Luxury Home

Specialized financing for this $1,499,000 property in HAINES CITY. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$149,900 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$224,850 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$299,800 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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