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$250,000

1401 YELLOW FINCH DRIVE, DAVENPORT, FL 33837

Active18 days on market

Beds

3

Baths

3

Sq Ft

1,720 sq ft

Year Built

2022

Lot Size

0.04 acres

Garage

1

About This Property

Virtually Staged. No CDD and low HOA! Welcome to Atria at Ridgewood Lakes, a 24-hour guard-gated community offering a wonderful combination of convenience, amenities, and Central Florida lifestyle. This beautifully designed 3-bedroom, 2.5-bath, 1,720-square-foot townhome with a 1-car garage and 2-car driveway was built in 2022 and features two-story concrete block construction. Inside, the spacious primary suite offers a walk-in closet and en-suite bath with dual sinks and an oversized walk-in shower. One of the secondary bedrooms also features a walk-in closet, while a linen closet and under-stair storage provide additional storage space throughout the home. The kitchen includes a walk-in pantry, and the second-story laundry closet adds everyday convenience...washer and dryer included. Tile flooring flows throughout the common areas. Smart Home technology includes keyless entry, a SkyBell system, and Alexa integration. Enjoy the unique lifestyle of Ridgewood Lakes, where golf carts are permitted throughout the community. Golf enthusiasts will appreciate having White Heron Golf Club right within Ridgewood Lakes, featuring an 18-hole championship course, multiple tee options, practice facilities, driving range, and more. After a round of golf, or simply for an enjoyable meal, The Nest Restaurant, with a 4.7 Google rating, at White Heron offers lunch and dinner featuring American and international cuisines, along with a full bar and regular social entertainment, including live music, karaoke, bingo, and trivia nights. You'll have access to the Ridgewood Lakes Tennis & Pickleball courts, as well as Atria's exclusive amenities that are continuing to take shape, with the community's new pool area, pool cabanas, and walking nature trails around the pool anticipated to be completed in the first quarter of 2027, while the playground is already completed. The community also offers flexibility for pet owners, with no breed or size restrictions for dogs. For those considering the home as their primary residence, leases have a minimum term of seven months, helping maintain a more residential community atmosphere while prohibiting short-term rentals.Conveniently located off US 27 and 4 miles from I-4, this home offers easy access to shopping, restaurants, entertainment, ChampionsGate, world-class golf, Walt Disney World and everything Central Florida has to offer. Approximately 3 miles away, Posner Park features over 60 storefronts offering an exceptional selection of shopping, dining, and entertainment, including a Cinépolis IMAX Theater, BJ's Wholesale Club, Ulta, Marshalls, Target, PetSmart, Dick's Sporting Goods, Best Buy, Hobby Lobby, HomeGoods, Michaels, Books-A-Million, and more. Dining options include Davenport's Ale House, First Watch, Chipotle, Culver's, and Starbucks.Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #P4939936
StatusActive
Year Built2022
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionATRIA/RIDGEWOOD LAKES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryInside, Laundry Closet, Upper Level
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.04 acres (1,947 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$98 / Monthly
Senior CommunityNo

Financial Details

List Price$250,000
Original Price$260,000
Annual Taxes$3,864 (2026)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRES
Parcel #272629706442001050

Directions

From I-4, take exit 55 South on 27, turn left on Ridgewood Lakes Blvd, right on Blue Jy and left on Yellow Finch.

Location

1401 YELLOW FINCH DRIVE, DAVENPORT, FL 33837

Listing Information

OfficeFLORIDA REALTY MARKETPLACE
ListedSeptember 19, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$250,000

20% ($50,000)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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How to Buy This Home

Multiple financing options available for this $250,000 home in DAVENPORT.

🏛️

FHA Loan

$8,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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