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$320,000

5214 ISLAND VIEW CIRCLE N, POLK CITY, FL 33868

3D Tour
Active0 days on market

Beds

2

Baths

2

Sq Ft

1,645 sq ft

Year Built

1996

Lot Size

0.31 acres

Garage

—

About This Property

Your next adventure deserves an exceptional place to come home to! Completely renovated and situated on a waterfront lot and a half in Phase 5 of Mount Olive Shores, this distinctive RV port property combines comfortable living, generous motorhome accommodations, and remarkable flexibility. The 1,645-square-foot main home offers 2 bedrooms and 2 full baths, while a detached, heated and cooled, two-story building adds 820 square feet—for a combined 2,465 square feet with 3 bedrooms and 3½ baths across both buildings. For added peace of mind, the home comes with a one-year Premium Assurant Home Warranty provided at closing. Designed with the motorhome lifestyle in mind, the impressive 25-foot-wide by 47-foot-long double-wide RV port provides plenty of room to extend your slides, with an RV hookup adding everyday convenience. Set on approximately 0.31 acre, the property offers extra breathing room and a peaceful waterfront setting to enjoy between adventures. Inside the main home, solid wood cabinetry, solid-surface counters, and luxury vinyl plank flooring complement the renovated interior. A spacious living room, separate dinette, and expansive 26½-foot Florida room provide inviting spaces to gather, unwind, and entertain. The generous 18-foot primary bedroom provides a comfortable retreat, while an included washer and dryer simplify daily living. The detached, site-built addition opens up even more possibilities. Its first floor combines a workshop, living area, and convenient half bath, while the second floor features a bedroom and full bath. Whether you envision space for visiting guests, creative projects, hobbies, or a separate office, this versatile building gives you room to make it your own. Life at Mount Olive Shores extends well beyond your doorstep. This gated, golf-cart-friendly community features a 5,000-square-foot heated and cooled Community Center with a full kitchen, pool and shuffleboard tables, arcade games, card room, library, and covered BBQ lanai. Enjoy bingo, karaoke, potlucks, holiday celebrations, and community gatherings, with annual HOA dues including lawn maintenance for more time to enjoy it all. Convenient access to I-4 puts Tampa, Orlando, shopping, dining, medical facilities, and Central Florida attractions within reach. Bring your motorhome, settle into your renovated waterfront retreat, and enjoy the freedom of having space for both everyday living and your next adventure! Mount Olive Shores is a deed-restricted Class A motorhome community; ownership or lease of a Class A motorhome is required during the first year of residency.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #P4939941
StatusActive
Year Built1996
Total Rooms7
ConstructionVinyl Siding, Wood Frame
RoofMetal
FoundationCrawlspace
FacesSoutheast
SubdivisionMOUNT OLIVE SHORES PH 05
CountyPolk
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Solid Surface Counters, Solid Wood Cabinets, Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorAwning(s), Private Mailbox, Rain Gutters, RV Hookup
Other StructuresFinished RV Port
Lot Size0.31 acres (13,647 sq ft)
Road SurfaceAsphalt
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$1,808 / Annually
Senior CommunityNo

Financial Details

List Price$320,000
Annual Taxes$1,545 (2025)
FinancingCash, Conventional
Parcel #252706298366000301

Directions

From I-4 Exit 38, head north on SR 33 toward Polk City for approximately 3.5 miles. Turn right onto Duey Road, then right into the Mount Olive Shores gated entrance onto Shore Line Drive. Continue to the stop sign and turn left onto Island View Drive. At the next stop sign, turn left onto Island View Circle S and follow the curve onto Island View Circle N. Continue to 5214 Island View Circle N. Gate access required.

Location

5214 ISLAND VIEW CIRCLE N, POLK CITY, FL 33868

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedOctober 1, 2026

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Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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How to Buy This Home

Multiple financing options available for this $320,000 home in POLK CITY.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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