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$255,000

813 EAGLE ROCK TER, WINTER HAVEN, FL 33880

3D Tour
Active5 days on market

Beds

3

Baths

2

Sq Ft

1,292 sq ft

Year Built

2021

Lot Size

0.14 acres

Garage

2

About This Property

Move right into this lovingly maintained 3-bedroom, 2-bath home with a 2-car garage nestled in Eagle Landing. Low annual HOA fee. Spanning nearly 1,300 square feet of living space, this home features a bright and airy open floor plan that effortlessly connects the living, dining, and kitchen areas. The kitchen showcases beautiful countertops, ample cabinetry, a close pantry, and a functional island. The primary bedroom is complete with a walk-in closet and its own bathroom. The additional bedrooms provide plenty of versatility for family, guests, or a dedicated home office. Enjoy the ease of a dedicated indoor laundry room. Step outside to a rear covered porch overlooking a fully fenced-in backyard, ideal for relaxation, pets, play, and outdoor gatherings. Don't delay; call and schedule your appointment today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939942
StatusActive
Year Built2021
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionEAGLE LNDG PH I
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Sidewalk, Sliding Doors
FencingVinyl
Lot Size0.14 acres (5,990 sq ft)
Lot FeaturesCity Lot
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$450 / Annually
Senior CommunityNo

Financial Details

List Price$255,000
Annual Taxes$3,136 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRES
Parcel #262916689007000560

Schools

ElementaryPinewood Elem
MiddleDenison Middle
HighLake Region High

Directions

Take Highway 17 to Eagle Lake Loop Rd, turn left on Eagle Rock Terrace, home will be on the left.

Location

813 EAGLE ROCK TER, WINTER HAVEN, FL 33880

Listing Information

OfficeASSOCIATE REALTY
ListedSeptember 21, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$255,000

20% ($51,000)
6.75%

Loan Term

Principal & Interest$1,323
Property Tax (est.)$234
Insurance (est.)$150
Total Monthly$1,707
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $255,000 home in WINTER HAVEN.

🏛️

FHA Loan

$8,925 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.

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