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$265,900

991 OLD CUTLER ROAD, LAKE WALES, FL 33898

3D Tour
Active0 days on market

Beds

2

Baths

2

Sq Ft

1,216 sq ft

Year Built

1997

Lot Size

0.24 acres

Garage

2

About This Property

Virtually Staged. Looking for a Lake Wales, FL home with a private saltwater pool. Welcome to 991 Old Cutler Rd. This 2-bedroom, 2-bathroom block and stucco single-family home, built in 1997, offers 1,216 square feet of easy one-story living on a 0.24-acre lot.Inside, the living room and dining area are combined, with ceiling fans and plenty of space (the living room is about 19x18) to arrange however works for you. The kitchen has stone counter tops and a pantry. The primary bedroom includes a walk-in closet and an en suite bath with a walk-in shower. The second bedroom and full bath are ideal for guests, a home office, or a hobby room. Out back, the gunite salt water pool is the centerpiece. An irrigation system and garden area gives you options for the large space. Golf carts are allowed for easy travel within the community, location in flood zone X, this Polk County home is a smart fit for first-time buyers, downsizers, snowbirds, and anyone who wants a Florida pool home at an approachable price. Homestead exemption in place. Schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4939944
StatusActive
Year Built1997
Stories1
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionHEMINGWAY VILLAGE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Stone Counters, Thermostat, Window Treatments
FlooringGranite, Luxury Vinyl
AppliancesElectric Water Heater, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Irrigation System
Lot Size0.24 acres (10,624 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$845 / Annually
Senior CommunityNo

Financial Details

List Price$265,900
Annual Taxes$2,222 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #283005939216000360

Directions

From Highway 60 East turn north on Capps Rd, travel north, follow until you see Old Wailes Rd, continue until you see Old Cutler Rd, and the home is on the right.

Location

991 OLD CUTLER ROAD, LAKE WALES, FL 33898

Listing Information

OfficeCROSBY & ASSOCIATES, INC.
ListedOctober 6, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$265,900

20% ($53,180)
6.75%

Loan Term

Principal & Interest$1,380
Property Tax (est.)$244
Insurance (est.)$150
Total Monthly$1,773
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How to Buy This Home

Multiple financing options available for this $265,900 home in LAKE WALES.

🏛️

FHA Loan

$9,307 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,295 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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