$195,000
345 VICTORIA DRIVE, HAINES CITY, FL 33844
Beds
2
Baths
2
Sq Ft
1,248 sq ft
Year Built
1988
Lot Size
0.10 acres
Garage
1
About This Property
Own your own land! This delightful home allows you to enjoy resort style living for an affordable price! Run your own life as this is a community owned by the residents and we make the decisions (I live here!) The HOA includes everything except your electric bill and lawn mowing! This 2/2 house has beautiful hardwood floors in the main living area, along with textured walls. There is a GARAGE! New Roof August 2023, AC 2020 included new duct work, Thermal Tilt-In Windows and a new door, plumbing redone so no grey pipe, and exterior painted 2023. Hot Water Tank replace this year, Stove Exhaust Fan, new screen on front lanai, along with repairs to Carport and Front Lanai. Both bathrooms have been updated with hi-rise toilet and new step in showers. Kitchen is full of newer appliances, a new sink and faucet, along with the dishwasher! Updated lights over the kitchen sink and DR table. Golf cart is included but the house is being sold without furniture, washer and dryer, and generator. Available to see immediately! In this very friendly community, you can be as active or inactive as you choose! Enjoy 18 holes of golf for just $5 green fees in this Gated, Golf Community, located just outside of the city, and approx. 1.25 hr from either coast. Great access to Disney, Legoland, and BOK Tower, just to name a few local attractions. Gatherings at the private Pub or the Community Room, fishing on Lake Henry, gardening, pickle ball, tennis, golf, shuffle board, horseshoes, swimming in the heated pool, enjoy the hot tub or the workout room! Contact this community's website for documents, including Rules/Regs, Application, Financial, and Bylaws. HOA INCLUDES a DVD and 2 BOXES FOR HD CABLE plus INTERNET! **55+ community with minimum age required is 50; rental max period 6 month out of a year.**
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From Hwy 27, go west on 17/92 2 miles. SWGT on your left/south side. Turn in and take the second road, Newcastle, right. Turn right at Victoria. The home is on your Left.
Location
345 VICTORIA DRIVE, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$195,000
Loan Term
How to Buy This Home
Multiple financing options available for this $195,000 home in HAINES CITY.
🏛️
FHA Loan
$6,825 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$9,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.