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$175,000

1905 GARDEN LAKE DRIVE, WINTER HAVEN, FL 33884

3D Tour
Active1 days on market

Beds

2

Baths

2

Sq Ft

1,103 sq ft

Year Built

1988

Lot Size

0.01 acres

Garage

—

About This Property

The property you are inquiring about is located in Winter Haven, FL, in the Winterset area the 27 Corridor of Polk County. This is a lovely 2-bedroom, 2-bath waterfront view with loads of natural light and a balance of 1,103 sq.ft. of living upstairs and downstairs plus a balcony. This has custom features washer/dryer and other appliances. Spacious rooms, gathering area that has flexibility. This community is amenity-rich with gated entry, pool, tennis court, clubhouse, and access to Chain of Lakes. The area is in a boom of jobs and easy access to Hwy 60, 27, I-4. See it today. Call, text, email.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #P4939990
StatusActive
Year Built1988
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesEast
SubdivisionWINTERSET 02 A CONDO PH 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Vaulted Ceiling(s)
FlooringLaminate
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Closet
WindowsBlinds
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorOther
Lot Size0.01 acres (635 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$414 / Monthly
Senior CommunityNo

Financial Details

List Price$175,000
Annual Taxes$2,072 (2026)
FinancingCash, Conventional
Parcel #262912687502019050

Directions

Head toward Ave K SE. Turn right onto Ave K SE. Turn right onto 5th St SE. Turn left onto FL-540 E/Cypress Gardens Blvd. Turn right onto Waterview Way. Turn left onto Garden Lake Dr/Richmond Dr. Destination will be on the left.

Location

1905 GARDEN LAKE DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeBROKERS REALTY OF CENTRAL FLOR
ListedOctober 1, 2026

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Home Price

$175,000

20% ($35,000)
6.75%

Loan Term

Principal & Interest$908
Property Tax (est.)$160
Insurance (est.)$150
Total Monthly$1,218
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How to Buy This Home

Multiple financing options available for this $175,000 home in WINTER HAVEN.

🏦

Conventional

$8,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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