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$134,000

718 1ST STREET, POLK CITY, FL 33868

3D Tour
Active10 days on market

Beds

2

Baths

2

Sq Ft

840 sq ft

Year Built

1988

Lot Size

0.14 acres

Garage

,

About This Property

Welcome to Oak Ridge Heights in the heart of Polk City! This 2-bedroom, 2-bathroom home sits on a spacious approximately 0.14-acre rectangular lot with a fenced yard and gated access. The property is not located within an HOA and offers a flexible layout along with multiple outdoor and storage areas. Inside, the home features a split-bedroom floor plan with the kitchen and living area positioned in the center of the home. The living room includes a fireplace, while the kitchen is equipped with a range, refrigerator, and countertop microwave. The primary bedroom includes its own private bathroom, while the second full bathroom is conveniently accessible from the main living area. A screened side porch provides additional covered outdoor space and also features a separate entrance. The backyard includes large storage areas, providing added utility and flexibility. The home is partially furnished, with furnishings available optionally. Conveniently located near I-4, the property offers access toward both Orlando and Tampa while maintaining a quieter Polk City setting. Contact our office for additional information or to schedule a showing.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #P4940009
StatusActive
Year Built1988
Total Rooms3
ConstructionVinyl Siding
RoofMetal
FoundationCrawlspace
FacesSouth
SubdivisionOAKRIDGE HEIGHTS
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Vinyl
AppliancesMicrowave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Private Mailbox
FencingChain Link, Fenced
Other StructuresShed(s)
Lot Size0.14 acres (6,251 sq ft)
Lot Dimensions50 x 125
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Water Available

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$134,000
Annual Taxes$1,399 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR-2
Parcel #252632296000004200

Directions

From I-4 W, take Exit 44 toward Polk City. Turn right onto FL-559 N and continue approximately 0.5 miles. Turn left to remain on FL-559 N and continue approximately 1.8 miles. Turn left onto FL-33 S/Commonwealth Ave N and continue approximately 0.7 miles. Turn right onto Central Ave, then turn left onto 1st St.

Location

718 1ST STREET, POLK CITY, FL 33868

Listing Information

OfficeHAINES AND HAVEN RESIDENTIAL
ListedSeptember 26, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$134,000

20% ($26,800)
6.75%

Loan Term

Principal & Interest$695
Property Tax (est.)$123
Insurance (est.)$150
Total Monthly$968
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How to Buy This Home

Multiple financing options available for this $134,000 home in POLK CITY.

🏛️

FHA Loan

$4,690 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,700 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.

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