$225,000
4450 POLK CITY ROAD, HAINES CITY, FL 33844
Beds
3
Baths
2
Sq Ft
1,305 sq ft
Year Built
2006
Lot Size
0.33 acres
Garage
,
About This Property
WOW! No HOA! 1/3 of an Acre on waterfront. Modular Home, NOT a Manufactured one. LOTS of room - split bedroom floor plan. Ceramic tile flooring throughout, kitchen with great workflow, inside laundry, a GIANT screened lanai on the back to enjoy the amazing lot/view. Master bedroom has two walk-in closets plus an ensuite bathroom, bedrooms 2 and 3 are on the other side of the house having their bathroom between them. Wood porches, steps, and dock are in need of attention, but this is the diamond in the rough - and located close to everything! Enjoy the 3-D, walk-through video and the pictures, then give me a call to visit this delight in person. So much potential and I have lenders to help you every step of the way! Plus, this house qualifies for USDA lending too! Modular homes get a better insurance rate! I look forward to introducing you to your future home!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
From Highway 27 in Haines City, turn west on to Polk City Road (Walgreens is on that corner) and drive 2.6 miles. Home is on your right! From I-4, exit at 48 and travel south: Co Rd 557/State Rd 557 turns slightly right and becomes Co Rd 557/State Rd 557-travel 0.8 mi. Turn left onto Haines City Rd/Old Polk City Rd. Continue to follow Old Polk City Rd. Destination will be on the left
Location
4450 POLK CITY ROAD, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$225,000
Loan Term
How to Buy This Home
Multiple financing options available for this $225,000 home in HAINES CITY.
🏛️
FHA Loan
$7,875 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,250 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.