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$374,500

14 CRYSTAL WATERS DRIVE, WINTER HAVEN, FL 33880

3D Tour
Active6 days on market

Beds

3

Baths

2

Sq Ft

2,219 sq ft

Year Built

1996

Lot Size

0.49 acres

Garage

2

About This Property

This is in The Crystal Waters Community, As you walk into the foyer you will enter into the Great Room that ha a wood burning fire place. turn to your left and you will enter the dining Room. When you enter the foyer tto the right is he Den/Office. From the dinig room you will enter the oversized kitchen and breakfest nook.The master bedroom features 3 walk-in closets. and rhe shower is built for two. This home sits on .50 acre it has a well and septic. Please make an appointment to come view this beautiful home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4940130
StatusActive
Year Built1996
Total Rooms10
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCRYSTAL WATERS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile, Hardwood
AppliancesDishwasher, Dryer, Range, Range Hood, Refrigerator, Washer, Water Softener
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System
Lot Size0.49 acres (21,479 sq ft)
Road SurfacePaved
0

Utilities

WaterNone
SewerSeptic Tank
UtilitiesCable Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$260 / Annually
Senior CommunityNo

Financial Details

List Price$374,500
Annual Taxes$2,945 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252836355254000130

Directions

From WH: West on Central Ave. Left at HWY 17 (3rd St). Right on FL-540. Left on Crystal Beach Rd. Right on Crystal Waters Dr. #9 on left. From LKLD: East on Polk Pkwy(FL-570). Exit at Winter Lake Rd. Right on Crystal Beach Rd. Right on Crystal Waters Dr.

Location

14 CRYSTAL WATERS DRIVE, WINTER HAVEN, FL 33880

Listing Information

OfficeFLORIDA REALTY MARKETPLACE
ListedOctober 12, 2026

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Home Price

$374,500

20% ($74,900)
6.75%

Loan Term

Principal & Interest$1,943
Property Tax (est.)$343
Insurance (est.)$150
Total Monthly$2,436
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How to Buy This Home

Multiple financing options available for this $374,500 home in WINTER HAVEN.

🏛️

FHA Loan

$13,108 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,725 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.

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