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$365,000

4608 OSTERO STREET, WINTER HAVEN, FL 33884

3D Tour
Active7 days on market

Beds

5

Baths

3

Sq Ft

2,616 sq ft

Year Built

2024

Lot Size

0.13 acres

Garage

1

About This Property

Beautifully maintained 5 bedroom home with many extras such as a "Bonus" play room upstairs - This home is concrete block all the way to roof- - laundry is upstairs close to bedrooms -guest bedroom is downstairs along with the 3rd bathroom. Home is in like NEW condition - nothing to fix or repair, ready to move in. All bedrooms are nice sized - kitchen, breakfast & family room is open to enjoy cooking and entertaining. Nice size back yard, low maintenance. 2-car garage with a whole wall of sturdy built-in shelving. Newer neighborhood with a beautiful community pool -Solid surface kitchen counters with Breakfast bar and dining area. This home fits all your wants and needs. Convenient location to all of Winter Haven.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4940132
StatusActive
Year Built2024
Stories2
Total Rooms15
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionVILLAMAR PH 6 & PH 6D
CountyPolk
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsDouble Hung, Double Pane Windows
CoolingCentral Air
HeatingElectric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Sliding Doors
Lot Size0.13 acres (5,558 sq ft)
Lot FeaturesLevel, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Sewer Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$262 / Annually
Senior CommunityNo

Financial Details

List Price$365,000
Annual Taxes$6,582 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningSFR
Parcel #262915688505001580

Directions

From Thompson Nursery Rd. left on Cunningham, right traffic circle, right on Giorgio and left on Ostero.

Location

4608 OSTERO STREET, WINTER HAVEN, FL 33884

Listing Information

OfficeMUSIC REALTY
ListedOctober 12, 2026

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Home Price

$365,000

20% ($73,000)
6.75%

Loan Term

Principal & Interest$1,894
Property Tax (est.)$335
Insurance (est.)$150
Total Monthly$2,378
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How to Buy This Home

Multiple financing options available for this $365,000 home in WINTER HAVEN.

🏛️

FHA Loan

$12,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 19, 2026.

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