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$268,000

1004 JOAN AVENUE, DUNDEE, FL 33838

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,490 sq ft

Year Built

1983

Lot Size

0.22 acres

Garage

0

About This Property

LAKE VIEWS, GREAT UPGRADES & FLORIDA CHARM! NO HOA!! Welcome home to this inviting Dundee, FL property offering comfort, character, and plenty of reasons to fall in love! Enjoy beautiful lake views from the front of the home, a spacious living area with 3 Bedrooms and 2 Bathrooms, an office area, a welcoming dining room, and a functional kitchen featuring stainless steel appliances, attractive countertops, and light cabinetry. A dedicated office space provides flexibility for working from home, hobbies, or additional everyday needs. Recent improvements include a roof approximately 4 years old, new gutters, new attic insulation, an alarm system, and many additional upgrades. Leased solar panels offer an alternative energy source, subject to lease terms and transfer requirements. Outside, enjoy a spacious lawn, mature trees, and a covered front entry perfect for relaxing and enjoying the Florida lifestyle. Love the furnishings? Select furniture may be available for purchase separately. Conveniently located in Dundee with access to nearby shopping, dining, and recreation. This charming home offers the perfect opportunity to make your next move! Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4940193
StatusActive
Year Built1983
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionLAKE MARIE HTS-ADDITION 01
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Luxury Vinyl
AppliancesDishwasher, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral
SecuritySecurity System

Exterior & Lot

ExteriorPrivate Mailbox, Rain Gutters
Other StructuresShed(s)
Lot Size0.22 acres (9,374 sq ft)
Lot Dimensions75 x 125
Lot FeaturesCleared
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Solar

Parking

GarageYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$268,000
Annual Taxes$708 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR-1A
Parcel #272827835710000370

Schools

ElementaryDundee Elem
MiddleDundee Ridge Middle
HighHaines City Senior High

Directions

1. Turn east off US Highway 27 onto Dundee Road (SR 542). 2. Continue straight on Dundee Road as it transitions into Main Street through the center of town. 3. Follow Main Street as it naturally curves to the right, becoming Lake Marie Boulevard. 4. Turn right onto Joan Avenue. 5. Look for 1004 Joan Ave on your right. House will be on the left.

Location

1004 JOAN AVENUE, DUNDEE, FL 33838

Listing Information

OfficeDALTON WADE INC
ListedOctober 16, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$268,000

20% ($53,600)
6.75%

Loan Term

Principal & Interest$1,391
Property Tax (est.)$246
Insurance (est.)$150
Total Monthly$1,786
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $268,000 home in DUNDEE.

🏛️

FHA Loan

$9,380 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,400 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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