$259,900
3644 PIONEER TRAILS STREET, LAKELAND, FL 33810
Beds
3
Baths
2
Sq Ft
1,782 sq ft
Year Built
1997
Lot Size
0.50 acres
Garage
0
About This Property
Welcome to this well-maintained 3-bedroom, 2-bath home offering space, privacy, and numerous updates on a generous half-acre corner lot with NO HOA! From the moment you arrive, the screened and covered front porch welcomes you into a home designed for comfortable Florida living. The spacious kitchen is a true highlight, featuring solid-surface countertops, abundant cabinet and counter space, a center island, breakfast bar, and stainless steel appliance package—perfect for everyday living and entertaining (the oven also works as an air fryer). The home also offers a versatile bonus/flex room that can easily serve as an office, hobby room, playroom, or additional living space, along with a convenient indoor laundry/utility room. The guest bathroom has been updated, while the primary suite features a private ensuite bath. Enjoy year-round comfort with a new 4-ton HVAC system installed in 2024, upgraded electrical in 2025, and new double-pane, insulated, tinted windows installed in 2023. The roof was replaced in 2018, providing additional peace of mind. A wood-burning fireplace adds warmth and character to the living area, while updated fixtures and ceiling fans throughout give the home a fresh, inviting feel. Step outside to discover a fully fenced backyard with a 6-foot wood privacy fence, two storage sheds, a back deck, and majestic mature oak trees providing beautiful shade and a peaceful outdoor setting. The enclosed back porch/Florida room offers additional space to relax and enjoy the backyard. Conveniently located near Interstate 4, shopping, dining, medical facilities, and entertainment, this property combines the space and privacy of a larger lot with easy access to everyday conveniences. No HOA, a fenced yard, extensive updates, indoor laundry, and plenty of flexible living space make this a home worth seeing! The foundation was retrofitted and certified in August 2024 to meet or exceed HUD guidelines for FHA financing!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Polk Parkway to Exit 3 toward SR-572W onto SR-572 N (Airport Road) - Continue on N Galloway Rd (CR-542A) - Take the 2nd exit from roundabout onto N Galloway Rd (CR-542A) - Take the 3rd exit from roundabout onto Sleepy Hill Rd. - Turn left onto Pioneer Trails St - Keep left, home will be at the corner on the right.
Location
3644 PIONEER TRAILS STREET, LAKELAND, FL 33810
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$259,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $259,900 home in LAKELAND.
🏛️
FHA Loan
$9,097 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.