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$710,000

9457 WATERFORD OAKS DRIVE, WINTER HAVEN, FL 33884

3D Tour
Active3 days on market

Beds

3

Baths

3

Sq Ft

3,292 sq ft

Year Built

2005

Lot Size

0.37 acres

Garage

2

About This Property

Welcome to the exceptionally beautiful guard gated community of Waterford Oaks! This stunning 3 bed, 3 bath pool home offers over 3,200 square feet of thoughtfully designed living space, showcasing custom craftsmanship, elegant architectural details, and an abundance of desirable features both inside and out. Meticulously maintained and beautifully appointed, this home offers a spacious, side entry three car garage with custom built ins. A few of the recent improvements include a new roof installed in October 2022, a new pool screen, and a tankless water heater. From the moment you step through the front door, you are welcomed by soaring ceilings, an inviting open floor plan, and beautiful architectural details that create an immediate sense of space and elegance. Builder Lori Waters thoughtfully included distinctive custom touches throughout the home. The formal dining room is beautifully complemented by decorative ceiling details and a decorative niche. A separate private office provides the ideal setting for working from home.  The spacious family room serves as the heart of the home, featuring a custom built-in entertainment center with a gas fireplace, and an impressively designed tray ceiling with surround-sound speakers. Open to the expansive gourmet kitchen, this thoughtfully designed living space makes the flow of everyday living effortless. The expansive gourmet kitchen is both beautiful and functional, offering granite countertops, stainless steel appliances, a gas range, and a center island with a convenient prep sink, and a separate wine/coffee bar, complete with a wine refrigerator. The cleverly hidden, oversized walk-in pantry provides additional storage in this well-appointed kitchen. The spacious primary suite with its magnificent tray ceiling, offers a peaceful retreat with a private door providing direct access to the lanai and pool area. The suite features two walk-in California closets, offering exceptional organization and storage. The private primary bath creates a spa-inspired experience with two vanities, a jetted soaking tub, and a separate walk-through shower featuring dual shower heads and a built-in sitting bench. On the opposite side of the home, are 2 additional generously sized bedrooms. Both feature large closets and share a convenient Jack-and-Jill bathroom. The screened pool and lanai area provide an extension of the home's living and entertaining space. Enjoy the beautiful pool featuring a waterfall, a sun ledge, and a heated spa. The outdoor kitchen and grilling area, complete with its own prep sink, make entertaining effortless. A conveniently located third full bathroom provides easy access for poolside guests without having to enter the main living areas. Additional features include an irrigation system, exterior lighting, central vacuum, and beautifully maintained landscaping that enhances the home's overall curb appeal. Waterford Oaks offers an exceptional lifestyle in a desirable guard-gated community. Residents enjoy access to a private community boat ramp on Lake Winterset, part of the renowned Winter Haven Chain of Lakes, where one can enjoy boating, fishing, or spending time on the water. Beautifully designed, thoughtfully maintained, and filled with custom details. It offers the complete Florida lifestyle. Don't miss the opportunity to experience all that this exceptional Waterford Oaks home has to offer. Schedule your private showing today! **Professional photos coming soon**

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #P4940332
StatusActive
Year Built2005
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionWATERFORD OAKS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Central Vacuum, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
FlooringCarpet, Ceramic Tile
AppliancesBar Fridge, Dishwasher, Disposal, Dryer, Gas Cooktop, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Tankless Water Heater, Water Softener, Wine Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Outdoor Kitchen, Private Mailbox, Rain Gutters
Lot Size0.37 acres (16,100 sq ft)
Lot FeaturesLandscaped
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Gunite, Heated, Outside Bath Access, Pool Sweep, Screen Enclosure
SpaHeated, In Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Natural Gas Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$2,250 / Annually
Senior CommunityNo

Financial Details

List Price$710,000
Annual Taxes$7,225 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262912687518000050

Directions

Cypress Gardens Blvd S to W Ruby Lake Rd. Waterford oaks on right. Go through gate turn left house will be 5th on left

Location

9457 WATERFORD OAKS DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeSIGNATURE PROPERTIES OF CENTRAL FLORIDA LLC
ListedOctober 31, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$710,000

20% ($142,000)
6.75%

Loan Term

Principal & Interest$3,684
Property Tax (est.)$651
Insurance (est.)$150
Total Monthly$4,485
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How to Buy This Home

Multiple financing options available for this $710,000 home in WINTER HAVEN.

🏛️

FHA Loan

$24,850 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$35,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 4, 2026.

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