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$1,330,000

69 ISLA SAN MIGUEL, HUMACAO, PR 00791

3D Tour
Active70 days on market

Beds

3

Baths

4

Sq Ft

1,691 sq ft

Year Built

2025

Lot Size

0.04 acres

Garage

About This Property

Waterfront Marina Living in Isla San Miguel, Palmas del Mar. Welcome to San Miguel 69 a rare waterfront residence in the private, gated Island community inside Palmas del Mar. Designed for boaters, water lovers, and anyone seeking true resort-style living, this three-level home offers a private boat slip, open living spaces, generous terraces, and direct views toward the marina, yacht club, and surrounding boats. The residence features approximately 1,691 total square feet of GLA, plus terrace & balconies overlooking the private dock area. From here, enjoy an effortless coastal lifestyle with space for paddle boarding, kayaking, e-foiling, boating, and relaxed mornings by the water. Inside, the home offers an open-concept kitchen and living area that flows naturally to the terrace, creating an easy indoor-outdoor setting for entertaining. The layout includes bedrooms distributed across the upper levels, with terraces positioned to capture east and west exposure. Solar panels add energy efficiency and support reliable day-to-day living. Located within Palmas del Mar, residents enjoy one of Puerto Rico’s most complete resort communities, with gated neighborhoods, golf-cart-friendly streets, marina access, beaches, restaurants, parks, and club amenities nearby. Palmas Athletic Club confirms two championship 18-hole golf courses, while its racket center includes 12 hard courts, 4 clay courts, and 12 dedicated pickleball courts. The member Beach Club includes a pool area, water-play features, beach access, and family-friendly recreation. Palmas also offers natural beauty beyond the marina, including the Pterocarpus Forest Nature Reserve, a 51-acre preserve with a ¾-mile elevated boardwalk. The community includes the Wyndham Palmas Beach & Golf Boutique Resort, making it easy for visiting family and friends to stay nearby while still enjoying the privacy of a residential enclave. Whether used as a primary residence or second home, this Isla San Miguel property delivers the best of Palmas del Mar: boating, privacy, community, recreation, and the feeling of a Caribbean resort lifestyle every day.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #PR9121484
StatusActive
Year Built2025
Total Rooms13
ConstructionConcrete
RoofConcrete
FoundationConcrete Perimeter
FacesSouth
SubdivisionISLA SAN MIGUEL
CountyHumacao
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorHigh Ceilings, Open Floorplan, Solid Surface Counters, Stone Counters
FlooringPorcelain Tile
AppliancesBuilt-In Oven, Cooktop, Dryer, Refrigerator, Washer
LaundryElectric Dryer Hookup
CoolingMini-Split Unit(s)
HeatingElectric

Exterior & Lot

ExteriorBalcony, Outdoor Grill
Lot Size0.04 acres (1,614 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor, Marina

Utilities

WaterPrivate
SewerPrivate Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Connected, Solar, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$1,330,000
Original Price$1,345,000
ZoningRESI
Parcel #35404355422000

Directions

PR-53 Humacao, 00791, Puerto Rico Follow Autop. Dr. José Celso Barbosa/PR-53 N to Rio Abajo. Take exit 31 from Autop. Dr. José Celso Barbosa/PR-53 N 2 min (2.7 km) Get on Autop. Dr. José Celso Barbosa/PR-53 S in Humacao 2 min (700 m) Follow Autop. Dr. José Celso Barbosa/PR-53 S to PR-906. Take exit 35B from Autop. Dr. José Celso Barbosa/PR-53 S 3 min (4.2 km) Continue on PR-906. Take Palmas Dr to Isla San Miguel in Palmas del Mar 9 min (5.0 km) Isla San Miguel Palmas del Mar, Humacao 00791, Puerto Rico

Location

69 ISLA SAN MIGUEL, HUMACAO, PR 00791

Listing Information

OfficeMARICELLE RIVERA RIVERA
ListedMay 19, 2026

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Home Price

$1,330,000

20% ($266,000)
6.75%

Loan Term

Principal & Interest$6,901
Property Tax (est.)$1,219
Insurance (est.)$150
Total Monthly$8,270
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Financing a Luxury Home

Specialized financing for this $1,330,000 property in HUMACAO. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$133,000 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$199,500 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$266,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 28, 2026.

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