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$489,000

CADIZ VILLA FRANCA I UNIT AJ-3, HUMACAO, PR 00791

3D Tour
Active48 days on market

Beds

3

Baths

2

Sq Ft

1,323 sq ft

Year Built

1970

Lot Size

0.10 acres

Garage

2

About This Property

Stunning Palmas del Mar Property Discover this impressive, completely remodeled single-level residence in Palmas del Mar, one of the Caribbean’s premier resorts. Perfectly suited as a primary residence, second home, or investment property, with short-term rentals allowed. This spacious home has three bedrooms, two full bathrooms, an open space for living and dining areas, completely remodeled kitchen and a great terrace. It also has a double car garage and a spacious private yard. Solar panels and generator included. This charming home offers an unmatched sense of privacy and space, surrounded by the beauty of one of the most exclusive neighborhoods within Palmas del Mar, Humacao—a world-class, resort-style community. Explore miles of scenic golf cart paths, tee off on two championship golf courses, or set sail from the world-class marina. For the active lifestyle, enjoy the equestrian center, tennis and pickleball courts, and a wide selection of dining and shopping options. Families will appreciate the presence of The Palmas Academy, a highly regarded private, college-preparatory school serving students from pre-K through 12th grade—all within the gates of the community. Don’t miss out on this fantastic home! This home embodies the very best of luxury Caribbean living. Schedule your private tour today and experience Palmas del Mar at its finest! A fantastic opportunity to enjoy the Palmas del Mar lifestyle while also offering excellent investment potential.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #PR9124233
StatusActive
Year Built1970
Total Rooms10
ConstructionConcrete
RoofConcrete
FoundationConcrete Perimeter
FacesNorth
SubdivisionVILLA FRANCA 1
CountyHumacao
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorWindow Treatments
FlooringCeramic Tile
AppliancesDryer, Range, Refrigerator, Washer
LaundryInside
WindowsShutters
CoolingMini-Split Unit(s)
HeatingNone

Exterior & Lot

ExteriorHurricane Shutters
FencingFenced
Lot Size0.10 acres (5,964 sq ft)
Lot Dimensions554.43
Lot FeaturesCleared
Road SurfaceAsphalt
ViewCity
0

Utilities

WaterPrivate
SewerPrivate Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$489,000
Original Price$495,000
FinancingCash, Conventional, FHA
ZoningRESIDENTIA
Parcel #35400148403001

Directions

1. PALMAS DEL MAR MAIN GATE 2. GO STRAIGHT AHEAD ON PALMAS DRIVE 3. BEFORE THE ENTRANCE OF HACIENDAS DE PALMAS, MAKE A RIGHT AND THEN A LEFT AT TORREMOLINOS STREET. 4. MAKE A RIGHT AT CADIZ STREET, YOU WILL FIND THE HOUSE AT YOUR LEFT SIDE.

Location

CADIZ VILLA FRANCA I UNIT AJ-3, HUMACAO, PR 00791

Listing Information

OfficeMARANATHA REALTY
ListedSeptember 16, 2026

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Home Price

$489,000

20% ($97,800)
6.75%

Loan Term

Principal & Interest$2,537
Property Tax (est.)$448
Insurance (est.)$150
Total Monthly$3,136
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How to Buy This Home

Multiple financing options available for this $489,000 home in HUMACAO.

🏛️

FHA Loan

$17,115 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$24,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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