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$245,000

1540 AVENUE C NE, WINTER HAVEN, FL 33881

3D Tour
Active561 days on market

Beds

3

Baths

2

Sq Ft

1,344 sq ft

Year Built

1958

Lot Size

0.32 acres

Garage

—

About This Property

Short Sale. Quaint 3/2 home perfect for 1st time homebuyers or could be a great rental property. Contract is contingent upon third party bank approval. Centrally located to major highways and shopping.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #R4909059
StatusActive
Year Built1958
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionLAKE ELBERT HEIGHTS UNIT 02 02 REP
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOther
FlooringTerrazzo, Vinyl
AppliancesRange, Refrigerator
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.32 acres (14,148 sq ft)
Lot Dimensions100 x 140
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer, Septic Tank
UtilitiesCable Available

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$245,000
Original Price$210,000
Annual Taxes$2,407 (2024)
ZoningR-1
Parcel #262827592400000550

Directions

Havendale Blvd to 16th St NE Dr to Ave C NE

Location

1540 AVENUE C NE, WINTER HAVEN, FL 33881

Listing Information

OfficeMILLSHIRE REALTY
ListedMarch 22, 2025

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Scheduling is free, and you can cancel anytime.

Home Price

$245,000

20% ($49,000)
6.75%

Loan Term

Principal & Interest$1,271
Property Tax (est.)$225
Insurance (est.)$150
Total Monthly$1,646
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How to Buy This Home

Multiple financing options available for this $245,000 home in WINTER HAVEN.

🏛️

FHA Loan

$8,575 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,250 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: April 14, 2026.

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