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$301,480

245 HARPER ESTATES CIRCLE, LAKE WALES, FL 33859

3D Tour
Active266 days on market

Beds

3

Baths

2

Sq Ft

1,447 sq ft

Year Built

2025

Lot Size

0.14 acres

Garage

2

About This Property

Harper Estates is a new community nestled in the scenic city of Lake Wales, Florida. Conveniently located right off Highway 27 and Mountain Lake Cutoff Rd, this community offers easy access to major roadways for convenient commuting and travel. Residents of Harper Estates will enjoy the serene surroundings and natural beauty of the area, with nearby attractions such as Bok Tower Gardens and the picturesque Lake Wales. The community is also close to shopping centers, dining options, and medical facilities, providing residents with modern conveniences within reach. With a variety of homes to choose from, Harper Estates is the perfect place to call home for those seeking a peaceful and convenient Florida lifestyle. No CDD!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #R4909749
StatusActive
Year Built2025
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionHARPER ESTATES
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorAttic Ventilator, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range
LaundryIn Garage
WindowsBlinds, Thermal Windows
CoolingCentral Air
HeatingCentral, Heat Pump
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Sliding Doors
Lot Size0.14 acres (6,011 sq ft)
Lot FeaturesIn County, Landscaped
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPrivate Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$700 / Annually
Senior CommunityNo

Financial Details

List Price$301,480
Original Price$294,300
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #272934875502000340

Schools

ElementarySouth Pointe Elementary
MiddleMcLaughlin Academy Of Excellence
HighWinter Haven Senior

Directions

Mountain Lake Cutoff Road onto Harper Estates Blvd then turn right or left onto Harper Estates Loop.

Location

245 HARPER ESTATES CIRCLE, LAKE WALES, FL 33859

Listing Information

OfficeVANTAGE PROPERTY MANAGEMENT LLC
ListedAugust 7, 2025

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Home Price

$301,480

20% ($60,296)
6.75%

Loan Term

Principal & Interest$1,564
Property Tax (est.)$276
Insurance (est.)$150
Total Monthly$1,991
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $301,480 home in LAKE WALES.

🏛️

FHA Loan

$10,552 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,074 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Lake Wales

More Homes in Lake Wales

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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