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$388,999

13810 BERTRAND AVENUE, PALMETTO, FL 34221

3D Tour
Active191 days on market

Beds

4

Baths

2

Sq Ft

1,933 sq ft

Year Built

2026

Lot Size

0.19 acres

Garage

2

About This Property

MODEL NOW OPEN!! Community Pool & Amenity Opening Soon! ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** The Cocoa is a thoughtfully crafted single-story home offering 4 bedrooms, 2 full baths, and a 2-car garage. The first floor centers around a spacious open-concept design that seamlessly connects the kitchen, dining area, and great room—perfect for everyday living and entertaining. The kitchen features ample counter space and a functional layout that flows naturally into the dining and living areas, making it the heart of the home. Just off the foyer sits the fourth bedroom, followed by two bedrooms and a full bath across the hall, thoughtfully placed to ensure privacy and comfort. The owner's suite on the main level offers a tranquil escape with a walk-in closet and private bath. With its versatile layout, modern features, and room to grow, the Cocoa is designed for those seeking comfort, flexibility, and timeless style.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #R4910971
StatusActive
Year Built2026
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionCOASTERRA
CountyManatee
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorEating Space In Kitchen, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Microwave, Range, Tankless Water Heater
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorSidewalk
Lot Size0.19 acres (8,197 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$308 / Quarterly
Senior CommunityNo

Financial Details

List Price$388,999
Original Price$454,399
Annual Taxes$500 (2025)
ZoningPD-MU
Parcel #589502909

Schools

ElementaryJames Tillman Elementary
MiddleBuffalo Creek Middle
HighPalmetto High

Directions

From I-75, take Exit 229 and head East to 97th St E/Moccasin Wallow Road. Turn Left onto Carter Road, turn Left onto Buckeye Road, turn Roght onto Coasterra Pkwy. At the traffic cirlce, take the 2nd exit to stay on Coasterra Pkwy. At the next traffic circle, take the 1st exit onto Sedgefield Blvd. At the next traffic circle, take 2nd exit and continue on to to turn left into Cay at Coasterra at Westgate Ave. Follow signs for the Model Center.

Location

13810 BERTRAND AVENUE, PALMETTO, FL 34221

Listing Information

OfficeFLORIWEST REALTY GROUP, LLC
ListedApril 2, 2026

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Home Price

$388,999

20% ($77,800)
6.75%

Loan Term

Principal & Interest$2,018
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,525
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $388,999 home in PALMETTO.

🏛️

FHA Loan

$13,615 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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