Skip to main content
1 / 27

$309,000

4669 OSPREY WAY, WINTER HAVEN, FL 33881

3D Tour
Active156 days on market

Beds

4

Baths

2

Sq Ft

1,992 sq ft

Year Built

2019

Lot Size

0.16 acres

Garage

2

About This Property

This 4/2 home has a renovated interior showcasing modern upgrades throughout. The home features stunning new 36" x 24" porcelain tile flooring, offering a sleek, contemporary look with durability and easy maintenance. Move-in ready and designed for comfortable, stylish living. Dual access bedroom and bath provides the bedroom with private ensuite access while allowing the bathroom to serve as a main or guest bathroom from the hall, featuring two doors to maximize access and functionality. Large kitchen with island and lots of cabinet space and large pantry. Sliding doors leading to covered screened in porch with additional concreted tiled patio area that leads to a large backyard. Seller will consider contributing toward buyer’s closing costs.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #R4911042
StatusActive
Year Built2019
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionST JAMES XING
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan
FlooringPorcelain Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.16 acres (6,900 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Street Lights

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$420 / Annually
Senior CommunityNo

Financial Details

List Price$309,000
Original Price$319,500
Annual Taxes$5,100 (2025)
FinancingCash, Conventional, FHA
ZoningRES
Parcel #252812339907000690

Schools

ElementaryWalter Caldwell Elem
HighAuburndale High School

Directions

From US-27 In Winter Haven, Head East On Cypress Gardens Blvd, Then Turn Left Onto Masterpiece Rd.

Location

4669 OSPREY WAY, WINTER HAVEN, FL 33881

Listing Information

OfficeEASY REALTY
ListedApril 18, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$309,000

20% ($61,800)
6.75%

Loan Term

Principal & Interest$1,603
Property Tax (est.)$283
Insurance (est.)$150
Total Monthly$2,037
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $309,000 home in WINTER HAVEN.

🏛️

FHA Loan

$10,815 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$15,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Winter Haven

More Homes in Winter Haven

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

Call (813) 733-7907TextContact