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$402,900

3432 BLUEBERRY TRAIL, BARTOW, FL 33830

3D Tour
Active161 days on market

Beds

4

Baths

2

Sq Ft

1,847 sq ft

Year Built

2026

Lot Size

0.21 acres

Garage

2

About This Property

Welcome to James Farms, a new Southern Homes’ community located in Bartow, FL. Homeowners are sure to enjoy this amenity-rich community that will boast a cabana, pool, pickleball and basketball courts, dog park, playground, putting green, dock, and walking trail. With easy access to nearby attractions, residents can also explore the scenic trails and natural beauty of nearby Circle B Bar Reserve, ideal for hiking and wildlife watching. Additionally, downtown Bartow is just around the corner, and is filled with local shops and dining options. James Farms is a wonderful place to live, offering a blend of comfort, convenience, and community spirit. No CDD fees!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #R4911097
StatusActive
Year Built2026
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionJAMES FARMS PH ONE
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorAttic Ventilator, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range
LaundryInside, Laundry Room
WindowsThermal Windows
CoolingCentral Air
HeatingCentral, Heat Pump
FireplaceYes ()
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.21 acres (9,100 sq ft)
Lot FeaturesIn County, Landscaped
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$750 / Annually
Senior CommunityNo

Financial Details

List Price$402,900
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #242936292210001040

Schools

ElementarySpessard L. Holland Elementary
MiddleBartow Middle
HighBartow High

Directions

Turn off E F Griffin Rd onto James Farms Blvd.

Location

3432 BLUEBERRY TRAIL, BARTOW, FL 33830

Listing Information

OfficeVANTAGE PROPERTY MANAGEMENT LLC
ListedApril 28, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$402,900

20% ($80,580)
6.75%

Loan Term

Principal & Interest$2,091
Property Tax (est.)$369
Insurance (est.)$150
Total Monthly$2,610
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $402,900 home in BARTOW.

🏛️

FHA Loan

$14,102 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,145 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 13, 2026.

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