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$429,900
Beds
4
Baths
3
Sq Ft
2,397 sq ft
Year Built
2016
Lot Size
0.48 acres
Garage
2
Welcome to this beautifully maintained Triple Crown custom home offering 4 bedrooms, 3 full bathrooms, a separate private office and 2,397 square feet of bright, open living space on a fully fenced 0.48-acre lot. Fresh interior paint, large windows, high ceilings, 8-foot doors, tall baseboards, crown molding and wood-look ceramic tile give the home a polished, custom feel throughout the main living areas. The spacious family room is highlighted by an impressive coffered ceiling and triple sliding glass doors that open to the oversized screened and covered lanai, creating an easy connection between indoor and outdoor living. The kitchen overlooks the main living area and features granite countertops, a large center island, abundant cabinetry, stainless steel appliances and an eat-in dining area. A separate formal dining room and private office with a glass door provide added flexibility for work, study or additional living space. The desirable triple-split bedroom plan offers excellent privacy. Two secondary bedrooms share a full bathroom, while the separate fourth bedroom is located near another full bath, making it ideal for guests, multigenerational living or a private suite. The spacious primary suite includes two walk-in closets and a spa-inspired bathroom with dual vanities and an oversized glass-enclosed shower with multiple showerheads. Outside, enjoy the large screened lanai, hot tub, firepit area and expansive fenced backyard. Bring your chickens—there is no HOA, and chickens are permitted subject to applicable county regulations. The property also includes a substantial storage shed with electricity and a window air-conditioning unit, providing useful space for storage, hobbies or a workshop. Additional features include a two-car garage, inside laundry room with utility sink, energy-efficient windows and numerous custom details throughout. Located in a welcoming southwest Ocala neighborhood near Publix at Cherrywood, Freedom Public Library and the Heath Brook shopping area, with convenient access to Marshalls, DICK’S Sporting Goods, Barnes & Noble, Dillard’s, restaurants and everyday services.
From SR 200/College Road, head west and turn left onto SW 60th Avenue. Turn left onto SW 95th Street, then right onto SW 40th Terrace. Turn left to continue on SW 40th Terrace. The home will be on the right.
9654 SW 40TH TERRACE, OCALA, FL 34476
Pick a Day
Preferred Time
Home Price
$429,900
Loan Term
Multiple financing options available for this $429,900 home in OCALA.
🏛️
$15,047 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$21,495 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 7, 2026.