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$464,900

601 PENINSULAR DRIVE, LAKELAND, FL 33813

3D Tour
Active92 days on market

Beds

4

Baths

3

Sq Ft

2,836 sq ft

Year Built

1992

Lot Size

0.15 acres

Garage

2

About This Property

Welcome to your lakefront retreat in the highly desirable Christina Woods community of South Lakeland! Listed under appraised value, this stunning 4-bedroom, 3-bath home offers breathtaking lake views from the main living areas and an abundance of natural light through soaring cathedral ceilings and expansive windows. Beautiful updated flooring flows throughout the home, leading to a renovated kitchen with ample cabinetry, generous prep space, and room for all your entertaining needs. The spacious living room features a full wet bar, electric fireplace, recessed lighting, and vaulted ceilings overlooking the lake. The primary suite is conveniently located on the first floor with a spa-like bath, dual-sink vanity, walk-in shower, and oversized walk-in closet. Upstairs you’ll find two additional bedrooms connected by a hallway bath, plus a downstairs guest bedroom with a separate full bath. Relax on the private deck through French doors or enjoy the fenced backyard with newer vinyl fencing. Conveniently located near South Florida Avenue, SR 540A, top-rated South Lakeland schools, shopping, dining, and more. This exceptional lakefront home is priced to sell—schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #R4911568
StatusActive
Year Built1992
Total Rooms8
ConstructionBlock, Stucco, Wood Frame
RoofSlate
FoundationSlab
FacesSouth
SubdivisionCHRISTINA PH 11 REP
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
FlooringCarpet, Luxury Vinyl
AppliancesCooktop, Dishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorOther
FencingVinyl
Lot Size0.15 acres (6,447 sq ft)
Road SurfacePaved
ViewWater
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$395 / Annually
Senior CommunityNo

Financial Details

List Price$464,900
Original Price$479,900
Annual Taxes$5,287 (2025)
Parcel #232924141882000100

Directions

Going South on S Florida Ave., turn left onto W Christina Blvd. Make a right onto Hayter Dr. Turn right onto Peninsular Dr.

Location

601 PENINSULAR DRIVE, LAKELAND, FL 33813

Listing Information

OfficeMILLSHIRE REALTY
ListedJuly 6, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$464,900

20% ($92,980)
6.75%

Loan Term

Principal & Interest$2,412
Property Tax (est.)$426
Insurance (est.)$150
Total Monthly$2,988
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How to Buy This Home

Multiple financing options available for this $464,900 home in LAKELAND.

🏛️

FHA Loan

$16,272 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,245 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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