$399,999
13740 BERTRAND AVENUE, PALMETTO, FL 34221
Beds
4
Baths
2
Sq Ft
1,933 sq ft
Year Built
2026
Lot Size
0.14 acres
Garage
2
About This Property
Community Pool and Amenity Center Opening Soon!! ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome to the Panama! The Panama is a beautifully designed single-story home that offers approximately 1,933 square feet of thoughtfully planned living space. Featuring four bedrooms and two bathrooms, and a two-car garage, this layout blends comfort, style, and flexibility—perfect for today’s lifestyle. Step inside and experience an open-concept design that connects the spacious great room, dining area, and a stunning kitchen with island, creating the ideal setting for gatherings and entertaining. Just off the entry, you’ll find a private fourth bedroom, offering versatility for guests or a home office. The owner’s suite is a serene retreat, complete with a generous walk-in closet and dual vanities in the bathroom. Outdoors, enjoy the best of Florida living on the expansive covered lanai—perfect for relaxing evenings or weekend get-togethers. The Panama floor plan delivers the perfect balance of elegance and functionality, giving you endless possibilities to create your dream home.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-75, take Exit 195 for County Road 762 toward Laurel Rd. Head West on Laurel Rd. E. After 1.8 miles, turn Right onto Kings Way Dr. Turn Right onto Lugano Circle. Follow signs for the M/I Homes Sales Center.
Location
13740 BERTRAND AVENUE, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$399,999
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $399,999 home in PALMETTO.
🏛️
FHA Loan
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.