$660,000
4229 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652
Beds
3
Baths
2
Sq Ft
1,326 sq ft
Year Built
1967
Lot Size
0.14 acres
Garage
—
About This Property
FULLY REMODELED CANAL-FRONT WATERFRONT HOME | FLORAMAR/GULF HARBORS Experience the ultimate Florida waterfront lifestyle in this fully remodeled canal-front home, ideally located in the highly sought-after Floramar/Gulf Harbors community. Thoughtfully renovated from top to bottom between 2023 and 2024, this exceptional property offers a rare combination of modern luxury, structural improvements, and premium boating amenities—creating a truly turnkey waterfront retreat. Step inside to a bright, open-concept floor plan showcasing luxury finishes throughout. The gourmet kitchen is designed for both everyday living and entertaining, featuring quartz countertops, custom cabinetry, stainless-steel appliances, and built-in wine refrigerators. The home also offers spa-inspired bathrooms, updated flooring, modern fixtures, and a cozy fireplace, creating the perfect balance of elegance, comfort, and Florida living. PREMIUM UPGRADES & WATERFRONT FEATURES, Fully remodeled from top to bottom between 2023–2024, Brand-new swimming pool with a resort-style outdoor living space, Private dock with a 10,000-lb. boat lift, Deep-water canal access, ideal for serious boaters, Direct Gulf access, Additional floating dock for convenient waterfront enjoyment, impact-resistant windows and doors for enhanced storm protection and energy efficiency, Updated HVAC system, Updated electrical and plumbing components, Upgraded systems throughout for long-term reliability, Interior laundry, Beautiful canal water views, Outdoor space designed for relaxing, entertaining, and enjoying the waterfront lifestyle. Imagine stepping outside and enjoying peaceful canal views while dolphins and manatees move through the waterways. With direct Gulf access and premium boating infrastructure, this property is perfectly suited for those who want to take full advantage of Florida’s exceptional coastal lifestyle. Whether you’re looking for a primary residence, luxury vacation home, or investment property, this move-in-ready waterfront home offers exceptional versatility and value. Every major renovation has already been completed, allowing you to enjoy the property immediately without the time, expense, or stress of a major renovation project. The Floramar/Gulf Harbors community also offers optional amenities, including private beach access, providing even more opportunities to enjoy the Florida lifestyle. This home offers the ideal combination of privacy, convenience, luxury, and waterfront access, with premium upgrades already in place. Turnkey waterfront opportunities with this level of renovation, boating access, and amenities at this price point are rare and do not last long. Schedule your private showing today and experience this exceptional Gulf-access waterfront property for yourself!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From Tampa go to Route 19 north and at the light of Floramar Terrace make a left, continue to destination on your right.
Location
4229 FLORAMAR TERRACE, NEW PORT RICHEY, FL 34652
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$660,000
Loan Term
How to Buy This Home
Multiple financing options available for this $660,000 home in NEW PORT RICHEY.
🏛️
FHA Loan
$23,100 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$33,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.