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$339,999

8932 OPTIMIST WAY, PALMETTO, FL 34221

Active13 days on market

Beds

3

Baths

2

Sq Ft

1,534 sq ft

Year Built

2026

Lot Size

0.11 acres

Garage

2

About This Property

Under Construction. ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Impeccable Living at Southpointe Experience the perfect blend of elegance and comfort in this thoughtfully designed home. From the moment you enter through the side entry, you’re welcomed into a bright, inviting foyer that sets the tone for modern living. To one side, a private bedroom and bath create an ideal retreat for guests, while the convenient laundry area leads directly to the two-car garage. On the other side, the heart of the home unfolds—a chef-inspired kitchen with a stylish island, seamlessly connected to the dining area for effortless entertaining. The spacious great room offers the perfect setting for relaxation, with sliding glass doors opening to a sun-kissed patio, where you can savor Florida’s outdoor lifestyle. At the rear of the home, the owner’s suite provides a serene escape, featuring a walk-in closet, a dual-vanity, and a private water closet—a true oasis of comfort and sophistication.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #R4912129
StatusActive
Year Built2026
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionSOUTHPOINTE
CountyManatee
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorWalk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Microwave, Range
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorIrrigation System
Lot Size0.11 acres (4,800 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$667 / Quarterly
Senior CommunityNo

Financial Details

List Price$339,999
Original Price$349,999
Annual Taxes$500 (2025)
ZoningPDR
Parcel #646011209

Schools

ElementaryJames Tillman Elementary
MiddleBuffalo Creek Middle
HighPalmetto High

Directions

From I-75, take Exit 229 for 97th Street E/Moccasin Wallow Road, and head West. Continue on Moccasin Wallow Road, making a U-turn at 36th Avenue East. Then, take a Right onto Southpointe Dr. Once in the community, follow signs for the Model Center.

Location

8932 OPTIMIST WAY, PALMETTO, FL 34221

Listing Information

OfficeFLORIWEST REALTY GROUP, LLC
ListedOctober 8, 2026

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Home Price

$339,999

20% ($68,000)
6.75%

Loan Term

Principal & Interest$1,764
Property Tax (est.)$312
Insurance (est.)$150
Total Monthly$2,226
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $339,999 home in PALMETTO.

🏛️

FHA Loan

$11,900 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Manatee County SHIP

Varies

Income-qualifying Manatee residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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