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$360,000

823 CHINOY ROAD, DAVENPORT, FL 33837

3D Tour
Active359 days on market

Beds

5

Baths

4

Sq Ft

2,732 sq ft

Year Built

2022

Lot Size

0.15 acres

Garage

2

About This Property

MAJOR PRICE IMPROVEMENT — INCREDIBLE VALUE WITH EXTENSIVE UPGRADES! Here is your opportunity to own a beautifully maintained, move-in-ready home offering impressive space, thoughtful upgrades, and exceptional value at its new price! This spacious 5-bedroom, 3.5-bath home truly stands apart, featuring soaring ceilings, an open and inviting floor plan, oversized bedrooms, abundant natural light, and a versatile loft. With numerous improvements already completed, buyers can enjoy the benefit of a home that has been thoughtfully upgraded without taking on the time and expense of doing it themselves. At the heart of the home is the open-concept kitchen, featuring upgraded 36-inch staggered cabinetry with crown molding, stainless steel appliances, and a charming breakfast nook—perfect for morning coffee and casual meals. A separate formal dining room provides an elegant setting for holidays, celebrations, and entertaining. Upstairs, you'll find four generously sized bedrooms, two full bathrooms, and an impressive 17' x 19' loft that can easily serve as a media room, game room, playroom, home office, or additional living space. There's even a bonus storage room with a ceiling fan, providing additional flexibility rarely found in comparable homes. Step outside to an expansive backyard enclosed by a vinyl privacy fence, offering plenty of room to create your own private outdoor retreat. Imagine adding a pool, extended patio, outdoor kitchen, garden, or play area—the possibilities are endless. The extensive list of improvements adds even more value, including additional attic insulation, polarized energy-efficient windows, a full-yard irrigation system, solar panels designed to help reduce utility costs, water-softener connections, an epoxy-coated patio, interior and exterior LED daylight lighting, and pre-existing security-camera connections. The community continues to grow and now features a new pool and playground, while the home's generous parking makes it convenient for households with multiple vehicles and guests. You'll also enjoy easy access to I-4, Posner Park, shopping, restaurants, entertainment, and Central Florida's world-famous theme parks. With its major price improvement, extensive upgrades, generous living space, and move-in-ready condition, this home represents an outstanding opportunity for buyers looking to maximize value. Why pay more and then spend additional money upgrading when so much has already been done for you? Come see the value for yourself—this is a home you'll want to experience in person!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5136943
StatusActive
Year Built2022
Stories2
Total Rooms11
ConstructionBlock, Vinyl Siding, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionBELLA VITA PH IA & IB-I
CountyPolk
OwnershipFee Simple

Interior Features

InteriorAttic Fan, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringVinyl
AppliancesConvection Oven, Dishwasher, Disposal, Microwave, Refrigerator
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorOther
Lot Size0.15 acres (6,321 sq ft)
Lot FeaturesSidewalk
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$249 / Annually
Senior CommunityNo

Financial Details

List Price$360,000
Original Price$435,000
Annual Taxes$5,830 (2024)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272634710501000300

Directions

I4 to EXIT 55 SOUTH TO ERNIE CALDWELL BLVD EAT, APPROXIMATELY 4 MILES TO 17/92 NORTH, APPROXIMATELY 2 MILES TO HORSE CREEK ON YOUR LEFT

Location

823 CHINOY ROAD, DAVENPORT, FL 33837

Listing Information

OfficeLPT REALTY, LLC
ListedOctober 21, 2025

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Home Price

$360,000

20% ($72,000)
6.75%

Loan Term

Principal & Interest$1,868
Property Tax (est.)$330
Insurance (est.)$150
Total Monthly$2,348
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How to Buy This Home

Multiple financing options available for this $360,000 home in DAVENPORT.

🏛️

FHA Loan

$12,600 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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