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$260,000

2307 SCARLET AVENUE, WINTER HAVEN, FL 33884

Active340 days on market

Beds

3

Baths

2

Sq Ft

1,343 sq ft

Year Built

2024

Lot Size

0.13 acres

Garage

2

About This Property

***SELLER INCENTIVE! Seller offering $3,000 credit to buyer that can be used toward closing costs or interest rate buy-down.*** Welcome home to this beautifully maintained 3-bedroom, 2-bath residence in the desirable Peace Creek Reserve community of Winter Haven! This inviting home features an open, split-bedroom floor plan with plenty of natural light and modern finishes throughout. The kitchen offers ample counter space, stainless steel appliances, and a breakfast bar that overlooks the spacious living and dining areas perfect for entertaining. The owner’s suite provides a peaceful retreat with a private bath and generous closet space. Step outside to enjoy your fully fenced backyard ideal for pets, play, and outdoor gatherings. Additional highlights include a two-car garage, covered entry, and a convenient location near shopping, dining, and top-rated schools. Don’t miss the chance to make this move-in ready gem your new home!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5137553
StatusActive
Year Built2024
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionPEACE CREEK RESERVE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Ceiling Fan(s)
FlooringCarpet, Ceramic Tile
AppliancesIce Maker, Microwave, Range, Refrigerator, Dishwasher, Electric Water Heater
LaundryElectric Dryer Hookup, Inside, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Sidewalk, Sliding Doors
FencingVinyl
Lot Size0.13 acres (5,662 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPhone Available, Cable Available, Street Lights, Water Available, Electricity Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$130 / Annually
Senior CommunityNo

Financial Details

List Price$260,000
Original Price$265,000
Annual Taxes$5,533 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningP-D
Parcel #262936692300004090

Schools

ElementarySpook Hill Elem
MiddleMcLaughlin Academy Of Excellence
HighWinter Haven Senior

Directions

From I-4, take Exit 55 toward Winter Haven / Hwy 27, Head south on US-27 / Highway 27, Continue on US-27 until you reach Thompson Nursery Road, Turn right onto Thompson Nursery Road, Travel until County Road 653 (CR 653), then turn left, Continue to the roundabout, and proceed to enter the Peace Creek Reserve community (on the left), Once in the community, navigate to Scarlet Avenue, then drive to 2307 Scarlet Avenue

Location

2307 SCARLET AVENUE, WINTER HAVEN, FL 33884

Listing Information

OfficeCENTURY 21 WOLF'S CROSSING REALTY
ListedOctober 31, 2025

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Home Price

$260,000

20% ($52,000)
6.75%

Loan Term

Principal & Interest$1,349
Property Tax (est.)$238
Insurance (est.)$150
Total Monthly$1,737
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $260,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,100 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 7, 2026.

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