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$390,500

4081 DUNMORE DRIVE, LAKE WALES, FL 33859

3D Tour
Active265 days on market

Beds

3

Baths

2

Sq Ft

2,027 sq ft

Year Built

2002

Lot Size

0.15 acres

Garage

2

About This Property

RARE 2.5% ASSUMABLE VA LOAN OPPORTUNITY! Qualified buyers may have the opportunity to assume the seller’s existing VA loan at an exceptionally low 2.5% interest rate, subject to lender and VA approval. Ask for details about the assumption process and current loan balance. Experience peaceful waterfront living in Lake Ashton, a guard-gated 55+ community offering an exceptional resort-style lifestyle. Situated on a prime waterfront lot just moments from the community’s extensive amenities, this beautifully maintained 3-bedroom, 2-bath home with a separate office offers tranquil water views from the main living areas, bedrooms, and expansive enclosed lanai. Inside, you’ll find new luxury vinyl plank flooring throughout, freshly painted interiors, high ceilings, crown molding accents, abundant natural light, and a thoughtfully designed split-bedroom floor plan offering added privacy. The spacious kitchen features 42-inch cabinetry, quartz countertops, and newer appliances, and opens seamlessly to the main living and entertaining areas. One of the home’s standout features is the expansive enclosed lanai, extending nearly the full width of the home and overlooking the water. Equipped with acrylic windows, pull-down shades, and a newly installed split-system AC, this inviting space can be enjoyed comfortably throughout the year while taking in the peaceful waterfront setting. Additional features include leased solar panels at approximately $108 per month, with reported TECO electric bills of approximately $5–$25 per month, a whole-home water filtration system, upgraded insulation, rain gutters, Grid-Loc garage flooring, and more. Lake Ashton residents enjoy an impressive collection of amenities, including two 18-hole golf courses, clubhouses, fitness centers, swimming pools, a movie theater, bowling alley, craft rooms, bocce ball, and a wide variety of activities and social opportunities. With its waterfront setting, extensive upgrades, resort-style community amenities, and the potential opportunity to assume an existing 2.5% VA loan, this home offers a combination that is increasingly difficult to find.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5141060
StatusActive
Year Built2002
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionLAKE ASHTON GOLF CLUB PH 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
SecurityGated Community, Security System Owned

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Rain Gutters
Lot Size0.15 acres (6,329 sq ft)
Lot FeaturesCity Lot, Landscaped, Level, Near Marina, On Golf Course
Road SurfacePaved, Asphalt
ViewGolf Course, Trees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$55 / Annually
Senior CommunityYes

Financial Details

List Price$390,500
Original Price$405,000
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningRES
Parcel #272919865200004550

Directions

If you are coming from Dundee US 27, Head south on US 27 for approximately 4 miles, turn right on Thompson Nursery Rhyme Rd then turn right unto Lake Ashton Blvd for 1.6 miles. after half a mile turn right onto Ashton Club Dr and then after half a mile turn left onto Dunmore and for .1 mile the home is on your left.

Location

4081 DUNMORE DRIVE, LAKE WALES, FL 33859

Listing Information

OfficeMAZELG REALTY
ListedJanuary 6, 2026

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Home Price

$390,500

20% ($78,100)
6.75%

Loan Term

Principal & Interest$2,026
Property Tax (est.)$358
Insurance (est.)$150
Total Monthly$2,534
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How to Buy This Home

Multiple financing options available for this $390,500 home in LAKE WALES.

🏛️

FHA Loan

$13,668 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,525 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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