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$355,000

413 CEDAR KEY STREET, DAVENPORT, FL 33837

3D Tour
Active272 days on market

Beds

3

Baths

2

Sq Ft

1,580 sq ft

Year Built

2024

Lot Size

0.13 acres

Garage

2

About This Property

Excellent investment opportunity in Davenport! This well-maintained single-family home located at 413 Cedar Key offers 3 bedrooms and 2 bathrooms with a functional and open floor plan, spacious living areas, and great natural light throughout. The layout is ideal for long-term rental or future owner-occupancy. The property is equipped with solar panels, providing energy efficiency and potential savings on utility costs—an attractive feature for both tenants and future homeowners. Investor-friendly: The home is currently tenant-occupied with a lease in place until April 2027. The tenant has expressed interest in renewing the lease, offering immediate cash flow and minimizing vacancy risk for the new owner. Ideal for an investor who wants to start generating income right away while benefiting from property appreciation. Conveniently located near shopping, dining, schools, and major highways, this property is situated in a growing area with strong rental demand and appreciation potential. A great option for investors looking for a turnkey rental property with existing income and long-term value.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5141905
StatusActive
Year Built2024
Stories1
Total Rooms8
ConstructionStucco
RoofShingle
FoundationBlock
FacesSouth
SubdivisionASTONIA NORTH
CountyPolk
OwnershipFee Simple

Interior Features

InteriorNinguno
FlooringCarpet
AppliancesDisposal, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.13 acres (5,750 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesOther

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$15 / Monthly
Senior CommunityNo

Financial Details

List Price$355,000
Annual Taxes$6,544 (2025)
Parcel #272615704225002510

Directions

Coming from US HWY 27 North turn right onto Ernie Caldwell Blvd, turn left on Gallant Gtwy them turn left onto Adventure Ave, go straight on the rotonda go left until Cedar Key St and your destination will be on you right side

Location

413 CEDAR KEY STREET, DAVENPORT, FL 33837

Listing Information

OfficeMY REALTY GROUP, LLC.
ListedJanuary 17, 2026

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Home Price

$355,000

20% ($71,000)
6.75%

Loan Term

Principal & Interest$1,842
Property Tax (est.)$325
Insurance (est.)$150
Total Monthly$2,317
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How to Buy This Home

Multiple financing options available for this $355,000 home in DAVENPORT.

🏛️

FHA Loan

$12,425 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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