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$310,000

4098 RUBY RUN, HAINES CITY, FL 33844

3D Tour
Active250 days on market

Beds

4

Baths

2

Sq Ft

1,626 sq ft

Year Built

2021

Lot Size

0.13 acres

Garage

2

About This Property

MOVE-IN READY! VACANT & AVAILABLE! Welcome to this beautiful, single-story home featuring 4 bedrooms, 2 bathrooms, and 1,626 square feet of comfortable living space. Built in 2021, this property offers a wonderful combination of modern design, comfort, and functionality. The inviting open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating an ideal space for everyday living and entertaining. The kitchen features elegant quartz countertops, stainless steel appliances, a spacious pantry, and included window blinds. Stylish laminate flooring throughout the main living areas adds warmth, durability, and a contemporary touch. The primary suite offers a comfortable and private retreat, while three additional bedrooms provide flexibility for guests, a home office, or additional living needs. Step outside and enjoy the spacious, fully fenced backyard, perfect for outdoor activities, entertaining, or simply relaxing and enjoying Florida's beautiful weather. Residents can also enjoy community amenities, including a swimming pool, park, and playground, all with a remarkably low HOA fee of just $100 annually and no annual CDD fee. Conveniently located near shopping, dining, major highways, and Central Florida's world-famous attractions, with easy access to Haines City, Davenport, and the greater Orlando area. DON'T MISS THIS OPPORTUNITY! SCHEDULE YOUR PRIVATE SHOWING TODAY AND MAKE THIS BEAUTIFUL HOME YOURS!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5142723
StatusActive
Year Built2021
Total Rooms10
ConstructionBlock, Concrete
RoofShingle
FoundationSlab
FacesEast
SubdivisionHIGHLAND MDWS PH 7
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, Stone Counters, Walk-In Closet(s)
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System
Lot Size0.13 acres (5,793 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)
CarportYes

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityNo

Financial Details

List Price$310,000
Original Price$314,000
Annual Taxes$6,211 (2025)
Parcel #272716740508001090

Schools

ElementaryDavenport Elem
MiddleBoone Middle
HighRidge Community Senior High

Directions

Head north on N 10th St toward Cemetery Rd, Turn right onto Ruby Run, Destination will be on the right.

Location

4098 RUBY RUN, HAINES CITY, FL 33844

Listing Information

OfficeLPT REALTY, LLC
ListedFebruary 2, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$310,000

20% ($62,000)
6.75%

Loan Term

Principal & Interest$1,609
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,043
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $310,000 home in HAINES CITY.

🏛️

FHA Loan

$10,850 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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