$318,000
3802 WHITNEY WAY, HAINES CITY, FL 33844
Beds
4
Baths
2
Sq Ft
1,600 sq ft
Year Built
2021
Lot Size
0.16 acres
Garage
2
About This Property
Located in the desirable Hammock Reserve community, this home offers a spacious open-concept living area that effortlessly connects the living room and kitchen, perfect for both everyday living and entertaining. The kitchen is appointed with stainless steel appliances, stone countertops, and a island with additional seating. The private primary suite is tucked away at the back of the home and features a generous walk-in closet and an en-suite bathroom complete with double vanities and a stand-alone shower. Two additional bedrooms and a full tub/shower bathroom are thoughtfully positioned at the front of the home, offering flexibility for family, guests, or a home office. Sliding glass doors open to the backyard, creating an inviting indoor-outdoor flow. Additional conveniences include a dedicated laundry room. Centrally located near Highway 27, dining, shopping, and local attractions and approximately an hour from Florida’s beaches and major theme parks, this is an incredible opportunity to own a move-in-ready home.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
US-27 S/S HWY 27 TURN RIGHT ONTO OLD POLK CITY RD COMMUNITY ON THE LEFT
Location
3802 WHITNEY WAY, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$318,000
Loan Term
How to Buy This Home
Multiple financing options available for this $318,000 home in HAINES CITY.
🏛️
FHA Loan
$11,130 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,900 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 31, 2026.