$450,000
9644 SUMMERS CAY CIRCLE, THONOTOSASSA, FL 33592
Beds
4
Baths
3
Sq Ft
2,416 sq ft
Year Built
2022
Lot Size
0.13 acres
Garage
2
About This Property
Nearly new and move-in ready without the wait of building!! This 4-bedroom, 2.5-bath home with an office and loft offers a flexible, modern layout in the Summers Cay community. Built by Centex Homes, the open-concept design features granite countertops, stainless steel appliances including a new range, a closet pantry, and sliding doors to a covered patio. The first floor includes a dedicated office, half bath, and ample storage, while upstairs offers a spacious loft, a private primary suite with walk-in closet and dual sinks, generously sized secondary bedrooms, a full bath, and convenient second-floor laundry. Ideally located with quick access to I-75 and I-4 for an easy commute to Tampa, shopping, and dining. Buyer may have opportunities for closing cost assistance depending on terms.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From Harney Road, turn South onto Solstice Dawn Lane then Left onto Summer Cay. Home is on the left.
Location
9644 SUMMERS CAY CIRCLE, THONOTOSASSA, FL 33592
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$450,000
Loan Term
How to Buy This Home
Multiple financing options available for this $450,000 home in THONOTOSASSA.
🏛️
FHA Loan
$15,750 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.