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$299,800

4847 RIGGING ST, HAINES CITY, FL 33844

3D Tour
Active186 days on market

Beds

4

Baths

2

Sq Ft

1,688 sq ft

Year Built

2023

Lot Size

0.10 acres

Garage

2

About This Property

Built in 2023, this IMMACULATELY MAINTAINED home feels like a MODEL HOME. Lovingly cared for by the original owners with NO PETS, this MOVE-IN READY home offers the benefits of new construction without the wait or the added expense of completing upgrades after closing. Qualified buyers may be eligible for UP TO $40,000 IN DOWN PAYMENT ASSISTANCE and 100% Financing- call for details. Designed for today's busy lifestyle, the flexible 4-BEDROOM layout easily accommodates TWO HOME OFFICES while still providing a comfortable guest room. The low-maintenance backyard is the perfect blank canvas to create your own private courtyard, extend the brick paver patio, or add a screened lanai, leaving you more time to enjoy it and less time maintaining it. Many of the upgrades buyers typically pay extra for are already here, including WOOD-LOOK TILE flooring, GRANITE countertops, STAINLESS-STEEL appliances, an EPOXY-COATED garage floor, BRICK PAVER driveway, IRRIGATION SYSTEM, and a WIND-RESISTANT VINYL FENCE. Energy-Efficient features include enhanced attic insulation, heat-reducing windows, a whole-house dehumidifier, and upgraded LED lighting. SMART HOME technology includes remote-controlled door locks, thermostat, garage door operation, an integrated security system, and Google camera. WHY BUY NEW WHEN YOU CAN BUY BETTER? Unlike many newly built homes, this one was INDEPENDENTLY INSPECTED throughout construction, providing an added level of confidence and quality assurance that's rarely available once construction is complete. HAMMOCK RESERVE offers a true LOW-MAINTENANCE LIFESTYLE with a BEACH-ENTRY POOL, WALKING TRAILS, MULTIPLE DOG PARKS, PLAYGROUNDS, and FIBER OPTIC INTERNET INCLUDED in the low HOA and CDD fees. Located in RAPIDLY GROWING NORTHEAST POLK COUNTY, you'll enjoy convenient access to major employment centers, shopping, dining, Lake Eva Park, and Catfish Creek Preserve. The newly opened SAM'S CLUB & WALMART SUPERCENTER, and the expanding Crossroads Village retail corridor, featuring a new Target, restaurants, shops and services, are adding even more convenience and long-term appeal to the area. More than just a beautiful home, this is an opportunity to enjoy the benefits of newer construction with COMPLETED UPGRADES, PROVEN QUALITY, and a LOW-MAINTENANCE LIFESTYLE in one of Central Florida's fastest-growing communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5144946
StatusActive
Year Built2023
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionHAMMOCK RESERVE PH 3
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorHigh Ceilings, Kitchen/Family Room Combo, Open Floorplan, Smart Home, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds, Double Pane Windows, ENERGY STAR Qualified Windows, Low-Emissivity Windows, Tinted Windows
CoolingCentral Air, Humidity Control
HeatingCentral, Electric
SecuritySecurity System Owned, Smoke Detector(s), Touchless Entry

Exterior & Lot

ExteriorIrrigation System, Lighting, Sidewalk, Sliding Doors, Sprinkler Metered
FencingFenced, Vinyl
Lot Size0.10 acres (4,587 sq ft)
Lot FeaturesSidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$168 / Quarterly
Senior CommunityNo

Financial Details

List Price$299,800
Original Price$299,900
Annual Taxes$6,427 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningRES
Parcel #262724489504006120

Directions

US 17-92, Right on Kentucky St, Left on Bernard Blvd, Right on Rigging St, house on left

Location

4847 RIGGING ST, HAINES CITY, FL 33844

Listing Information

OfficeREALTY HUB
ListedApril 3, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$299,800

20% ($59,960)
6.75%

Loan Term

Principal & Interest$1,556
Property Tax (est.)$275
Insurance (est.)$150
Total Monthly$1,980
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How to Buy This Home

Multiple financing options available for this $299,800 home in HAINES CITY.

🏛️

FHA Loan

$10,493 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,990 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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