$319,900
551 LAKE SMART BOULEVARD, WINTER HAVEN, FL 33881
Beds
4
Baths
2
Sq Ft
1,936 sq ft
Year Built
2020
Lot Size
0.14 acres
Garage
2
About This Property
Discover the opportunity at 551 Lake Smart Blvd. in Winter Haven! WHAT IF $5,000 COULD HELP YOU GET INTO YOUR NEXT HOME? And if you qualify with the lenders requirements, you could ASSUME THE CURRENT MORTGAGE AT 2.5 INTEREST RATE. This well-maintained 4-bedroom, 2-bath home offers 1,936 sq. ft. of comfortable living space and was built in 2020, giving you the benefits of a newer home without the wait for new construction. Even better, the roof was replaced in 2025, providing an important upgrade and added peace of mind. The open-concept design creates a spacious flow between the kitchen, dining and living areas, making everyday living and entertaining easy. The kitchen features cabinetry, generous counter space, a large center island and stainless-steel appliances. The primary suite provides a comfortable retreat, while three additional bedrooms give flexibility for family, guests, a home office or other needs. NEW PRICE: $319,900! The seller is offering a $5,000 contribution toward the buyer's allowable closing costs, subject to the terms of the purchase contract, buyer's loan program, lender approval and applicable limits. If you've been renting and waiting for the right opportunity to become a homeowner, this may be the one you've been waiting for. Don't just compare the price—compare the value: 2020 construction, 2025 roof, 4 bedrooms, 1,936 sq. ft., $5,000 seller contribution AND IF YOU QUALIFY WITH ALL LENDER'S REQUIREMENTS, YOU COULD ASSUME THE MORTGAGE AT 2.5 INTEREST RATE. Schedule your private showing today.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
FROM I-4 EXIT 55 (HWY 27) CONTINUE SOUTH ON HWY 27. TURN RIGHT ON COUNTY ROAD 544 THEN TURN LEFT ONTO LAKE SMART CIR THEN RIGHT TO STAY ON LAKE SMART CIR THEN LEFT ON LAKE SMART BLVD. PROPERTY WILL BE ON THE RIGHT.
Location
551 LAKE SMART BOULEVARD, WINTER HAVEN, FL 33881
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$319,900
Loan Term
How to Buy This Home
Multiple financing options available for this $319,900 home in WINTER HAVEN.
🏛️
FHA Loan
$11,197 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.