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$725,000

2107 PINE TERRACE, SARASOTA, FL 34231

3D Tour
Active177 days on market

Beds

4

Baths

3

Sq Ft

2,016 sq ft

Year Built

1959

Lot Size

0.23 acres

Garage

—

About This Property

Fully furnished with a full price... Stunning Turn-Key Dual-Unit Income Property | Fully Renovated Top to Bottom | Prime Sarasota Location This meticulously renovated single-family residence with 4 bedrooms and 3 bathrooms has been completely transformed into a modern, income-producing gem on a spacious 10,048 sq ft lot (approx. 0.23 acres). The property features extensive updates throughout, including brand-new plumbing, electrical, roof, and air conditioning systems. The interior has been beautifully refreshed with a renovated kitchen featuring granite countertops, new cabinets, and an open-concept design, along with tile flooring throughout and fully renovated bathrooms. The exterior boasts fresh stucco paint for enhanced curb appeal. The interior floor plan has been thoughtfully reconfigured to include a completely independent studio unit with its own private entrance, full kitchenette, dedicated washer and dryer, and complete autonomy — ideal for multi-generational living, guests, or maximizing rental income. Both units are beautifully furnished and move-in ready, making this a true turn-key opportunity. Each unit enjoys its own private backyard space, while the generous lot size offers plenty of room to add a pool in the backyard if desired. The property also provides ample parking for multiple vehicles. Perfect for investors or owner-occupants seeking strong short- and mid-term rental performance, this home comes with proven rental records available upon request. The thoughtful design provides privacy and functionality for both living spaces. This fully renovated property offers unbeatable central Sarasota location — just minutes to Siesta Key Beach, downtown Sarasota, and surrounded by an abundance of restaurants, shopping, and entertainment options. Whether you're looking for a low-maintenance primary residence with income potential or a high-performing investment property, this fully updated and furnished dual-unit home delivers exceptional value in one of Sarasota’s most convenient and desirable neighborhoods. Don’t miss this rare opportunity — schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5147369
StatusActive
Year Built1959
Stories1
Total Rooms11
ConstructionStucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionHARBOR OAKS
CountySarasota
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorLiving Room/Dining Room Combo, Walk-In Closet(s)
FlooringTile
AppliancesCooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral, Wall Units / Window Unit
FireplaceYes ()

Exterior & Lot

ExteriorRain Gutters
FencingFenced
Lot Size0.23 acres (10,048 sq ft)
Lot Dimensions82 x 123
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$725,000
Original Price$770,000
Annual Taxes$5,021 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRSF3
Parcel #0075050009

Schools

ElementaryPhillippi Shores Elementary
MiddleBrookside Middle
HighRiverview High

Directions

GPS

Location

2107 PINE TERRACE, SARASOTA, FL 34231

Listing Information

OfficeDREAMPRENEURS LLC
ListedApril 8, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$725,000

20% ($145,000)
6.75%

Loan Term

Principal & Interest$3,762
Property Tax (est.)$665
Insurance (est.)$150
Total Monthly$4,576
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $725,000 home in SARASOTA.

🏛️

FHA Loan

$25,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$36,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Sarasota County SHIP

Varies

Income-qualifying Sarasota residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 4, 2026.

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