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$319,990

2189 TENEROC TRAIL, LAKELAND, FL 33801

3D Tour
Active181 days on market

Beds

4

Baths

3

Sq Ft

2,016 sq ft

Year Built

2023

Lot Size

0.11 acres

Garage

2

About This Property

INVESTOR ALERT!! Discover this beautiful 4-bedroom, 2.5-bath home located in the thriving city of Lakeland—perfectly positioned between Orlando and the stunning Gulf Coast beaches of Tampa. Situated on a premium lot with views of a nature preserve, this home offers a spacious backyard ideal for relaxing or entertaining. Enjoy the benefits of a growing community with access to a clubhouse featuring a pool and family-friendly amenities. Whether you’re looking for a primary residence or a smart investment, this home combines location, lifestyle, and value.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5147408
StatusActive
Year Built2023
Total Rooms12
ConstructionBlock, Concrete
RoofShingle
FoundationBrick/Mortar, Concrete Perimeter, Slab
FacesWest
SubdivisionSADDLE CRK PRESERVE PH 2
CountyPolk
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, Thermostat
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sidewalk
Lot Size0.11 acres (4,604 sq ft)
Road SurfacePaved
0

Utilities

WaterPrivate
SewerPrivate Sewer
UtilitiesPrivate

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$180 / Annually
Senior CommunityNo

Financial Details

List Price$319,990
Annual Taxes$6,583 (2025)
Parcel #242801164900002410

Schools

ElementaryLena Vista Elem
MiddleCrystal Lake Middle/Jun
HighTenoroc Senior

Directions

Take the exit toward State Hwy 546, slight right onto the ramp to State Hwy 546, merge onto State Hwy 546, turn left onto Teneroc Trail.

Location

2189 TENEROC TRAIL, LAKELAND, FL 33801

Listing Information

OfficeEXP REALTY LLC
ListedApril 8, 2026

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Home Price

$319,990

20% ($63,998)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $319,990 home in LAKELAND.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 15, 2026.

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