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$424,900

5012 STARBOARD, HAINES CITY, FL 33844

3D Tour
Active66 days on market

Beds

5

Baths

3

Sq Ft

2,484 sq ft

Year Built

2024

Lot Size

0.11 acres

Garage

2

About This Property

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the heart of Haines City! This move-in-ready property features modern finishes throughout, offering a perfect blend of style and comfort. The spacious layout is ideal for both everyday living and entertaining, with a fully fenced backyard providing privacy and plenty of outdoor space. Enjoy a completely upgraded interior with contemporary touches that make this home stand out. Conveniently located just minutes from shopping, dining, and everyday essentials, and only about 35 minutes from world-famous Disney parks and attractions. Don’t miss this opportunity to own a stunning, turnkey home in a rapidly growing area!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5147467
StatusActive
Year Built2024
Total Rooms13
ConstructionConcrete
RoofShingle
FoundationConcrete Perimeter
FacesWest
SubdivisionHAMMOC RESERVE PHASE 3
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorOpen Floorplan, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesCooktop, Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
SecurityFire Alarm

Exterior & Lot

ExteriorIrrigation System, Sidewalk
Lot Size0.11 acres (4,791 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$175 / Quarterly
Senior CommunityNo

Financial Details

List Price$424,900
Original Price$429,900
Annual Taxes$7,400 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262724489504007220

Directions

From I-4, take Exit 55 (US-27 South) toward Haines City. Continue on US-27 South for approximately 6 miles, then turn left onto Bates Road. Continue straight and turn right onto US-17/92 South. Follow for about 2 miles, then turn left onto South Boulevard. Continue to Starboard Street and turn right—property will be on your left.

Location

5012 STARBOARD, HAINES CITY, FL 33844

Listing Information

OfficeEMPIRE NETWORK REALTY
ListedApril 8, 2026

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Home Price

$424,900

20% ($84,980)
6.75%

Loan Term

Principal & Interest$2,205
Property Tax (est.)$389
Insurance (est.)$150
Total Monthly$2,744
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How to Buy This Home

Multiple financing options available for this $424,900 home in HAINES CITY.

🏛️

FHA Loan

$14,872 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 20, 2026.

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