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$419,000

1654 DUNES COURT, HAINES CITY, FL 33844

3D Tour
Active104 days on market

Beds

5

Baths

3

Sq Ft

2,362 sq ft

Year Built

2000

Lot Size

0.34 acres

Garage

2

About This Property

Elegant Golf Course Living: Your Sun-Drenched Haven in Southern Dunes Welcome home to this beautifully updated, fully furnished 5-bedroom, 3-bathroom residence, perfectly situated in the premier gated community of Southern Dunes. Offering the ultimate in flexibility, this turnkey property is ready to serve as your dream primary residence, a seasonal getaway, or a lucrative income producer, as short-term rentals are fully permitted. Set within a secure, gated community with resort-style amenities, this home is ideal for buyers seeking a peaceful, well-maintained neighborhood with easy access to shopping, dining, and Orlando attractions. Live where every day feels like a getaway—without ever leaving home. Combining timeless comfort with a functional design, this home offers an exceptional lifestyle tailored for daily living, working from home, and seamless entertaining. Property Highlights: Serene & Private Views: Step out onto your covered lanai and screened-in pool deck to enjoy sweeping, unobstructed vistas of the golf course greens and calm water. Positioned for constant sun all day, it’s the ultimate private backdrop for morning coffee or weekend family BBQs. Thoughtful, Flexible Layout: A long, private driveway welcomes you home, providing ample parking and an added buffer of quiet privacy. The intelligent floor plan features a spacious primary suite and a flexible second bedroom (perfect for a home office or nursery) on the main level. Upstairs, three additional bedrooms afford plenty of personal space for family or guests. Room to Grow: Enjoy the luxury of two distinct living areas, including a massive upstairs bonus room—ideal for a playroom, media center, or home gym. Turnkey & Worry-Free: Move right in without the stress of furnishing or immediate maintenance. The home comes beautifully furnished, the kitchen features all-new appliances, and major mechanicals—including the air conditioning system and the water heater—were completely replaced just a few years ago. A True Community Setting: Enjoy the security of a 24-hour guarded gate alongside premium neighborhood amenities just a short walk away, including a fully equipped fitness center, a community playground, and tennis courts. Whether you are looking for a peaceful sanctuary to settle into permanently or want a high-end property that can generate rental income while you are away, this Southern Dunes gem offers the perfect balance of luxury, practical design, and long-term value. Owner is motivated to sell! All reasonable offers considered.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5147479
StatusActive
Year Built2000
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorthwest
SubdivisionSOUTHERN DUNES ESTATES
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.34 acres (14,636 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$259 / Quarterly
Senior CommunityNo

Financial Details

List Price$419,000
Original Price$499,000
Annual Taxes$7,284 (2025)
ZoningRES
Parcel #272720749020000280

Directions

27 south toward Haines City. Turn left on Southern Dunes Blvd. to security gate. Go through gate and follow to right on Forest Hills and left on Dunes ct.

Location

1654 DUNES COURT, HAINES CITY, FL 33844

Listing Information

OfficeFLORIDA REAL ESTATE WIZARDS INC
ListedApril 9, 2026

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Home Price

$419,000

20% ($83,800)
6.75%

Loan Term

Principal & Interest$2,174
Property Tax (est.)$384
Insurance (est.)$150
Total Monthly$2,708
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How to Buy This Home

Multiple financing options available for this $419,000 home in HAINES CITY.

🏛️

FHA Loan

$14,665 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 22, 2026.

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