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$395,000

2025 TEMPLE TERRACE, CLEARWATER, FL 33764

3D Tour
Active167 days on market

Beds

2

Baths

2

Sq Ft

1,105 sq ft

Year Built

1958

Lot Size

0.17 acres

Garage

1

About This Property

This beautiful property in Clearwater offers incredible potential, whether for first time homebuyers or as an investment opportunity fort short-term rentals like Airbnb. Ideally situated just 10 minutes from the beach, it provides both convenience and lifestyle appeal. The home features 2 bedrooms and 2 fully remodeled bathrooms, along with a spacious backyard perfect for outdoor enjoyment or future enhancements. Major updates include a new air conditioning system and new water heater, giving buyers peace of mind. BEST OF ALL, there is no HOA, offering added flexibility and no additional fees.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #S5148158
StatusActive
Year Built1958
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationBlock, Slab
FacesWest
SubdivisionSIRMONS ORANGE BLOSSOM HEIGHTS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets
FlooringGranite
AppliancesDishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
LaundryNone
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorFire Pit
Lot Size0.17 acres (7,453 sq ft)
Lot Dimensions75 x 100
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Water Available, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$395,000
Original Price$415,000
Annual Taxes$4,978 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningR-3
Parcel #362915822420000350

Directions

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Location

2025 TEMPLE TERRACE, CLEARWATER, FL 33764

Listing Information

OfficeLPT REALTY, LLC
ListedApril 22, 2026

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Home Price

$395,000

20% ($79,000)
6.75%

Loan Term

Principal & Interest$2,050
Property Tax (est.)$362
Insurance (est.)$150
Total Monthly$2,562
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How to Buy This Home

Multiple financing options available for this $395,000 home in CLEARWATER.

🏛️

FHA Loan

$13,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 11, 2026.

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